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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,012,998 | 832,167 | 736,954 | 2.51 | 15.58 | 9.01 |
| 2020-12-31 | 1,108,607 | 958,602 | 705,056 | 2.43 | 16.06 | 8.58 |
| 2021-03-31 | 1,148,643 | 962,872 | 721,097 | 2.47 | 19.21 | 7.28 |
| 2021-06-30 | 1,177,343 | 981,305 | 771,024 | 3.11 | 23.29 | 7.51 |
| 2021-09-30 | 1,232,077 | 1,024,907 | 787,723 | 3.36 | 24.44 | 7.70 |
| 2021-12-31 | 1,298,642 | 1,078,968 | 825,816 | 3.34 | 23.98 | 7.79 |
| 2022-03-31 | 1,347,420 | 1,133,945 | 861,374 | 2.55 | 17.69 | 7.80 |
| 2022-06-30 | 1,355,837 | 1,141,680 | 908,802 | 2.47 | 17.25 | 7.95 |
| 2022-09-30 | 1,349,755 | 1,111,772 | 962,361 | 2.28 | 15.87 | 8.27 |
| 2022-12-31 | 1,371,445 | 1,110,872 | 993,314 | 2.02 | 14.00 | 8.46 |
| 2023-03-31 | 1,361,966 | 1,132,360 | 999,267 | 1.21 | 8.09 | 8.76 |
| 2023-06-30 | 1,372,647 | 1,118,701 | 1,019,853 | 1.27 | 8.46 | 8.79 |
| 2023-09-30 | 1,364,173 | 1,098,065 | 1,012,001 | 1.42 | 9.45 | 8.89 |
| 2023-12-31 | 1,377,165 | 1,124,283 | 1,030,245 | 1.38 | 9.08 | 8.86 |
| 2024-03-31 | 1,403,046 | 1,144,684 | 1,026,740 | 5.36 | 33.42 | 8.55 |
| 2024-06-30 | 1,426,673 | 1,168,483 | 1,026,161 | 2.43 | 14.98 | 8.48 |
| 2024-09-30 | 1,440,246 | 1,181,666 | 1,031,085 | 2.35 | 14.32 | 8.52 |
| 2024-12-31 | 1,441,636 | 1,177,888 | 1,037,988 | 2.36 | 14.19 | 8.53 |
| 2025-03-31 | 1,489,118 | 1,216,547 | 1,035,999 | 2.32 | 13.32 | 8.31 |
| 2025-06-30 | 1,486,946 | 1,204,155 | 1,043,657 | 2.47 | 13.96 | 8.35 |
| 2025-09-30 | 1,511,164 | 1,216,001 | 1,058,582 | 2.44 | 13.65 | 8.35 |
| 2025-12-31 | 1,541,563 | 1,238,304 | 1,102,469 | 2.40 | 13.29 | 8.34 |
| 2026-03-31 | 1,588,238 | 1,276,081 | 1,114,765 | 2.57 | 13.69 | 8.08 |
| 2026-06-30 | 1,594,265 | 1,271,746 | 1,139,187 | 2.61 | 13.74 | 8.18 |
24 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-04-01 | 1 | 156952 | 67656 |
| 2018-12-15 | 1 | 433158 | 67656 |
| 2002-08-03 | 1 | 1167973 | 67656 |
| 1995-12-31 | 1 | 40976 | 67656 |
| 1995-03-04 | 1 | 628570 | 67656 |
| 1988-08-20 | 50 | 130055 | 67656 |
| 1987-12-31 | 1 | 134259 | 67656 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.