Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-09-30 | 1,062,826 | 945,502 | 634,158 | 1.04 | 10.04 | 2.85 |
| 2022-12-31 | 1,034,888 | 890,674 | 648,210 | 1.19 | 11.82 | 3.15 |
| 2023-03-31 | 1,016,267 | 874,889 | 635,522 | 1.18 | 13.38 | 3.42 |
| 2023-06-30 | 1,009,385 | 858,979 | 637,910 | 1.23 | 13.99 | 3.44 |
| 2023-09-30 | 1,018,103 | 880,933 | 644,009 | 1.22 | 13.99 | 3.42 |
| 2023-12-31 | 1,018,270 | 894,823 | 661,964 | 1.24 | 13.97 | 3.44 |
| 2024-03-31 | 1,006,124 | 883,538 | 655,294 | 1.14 | 12.10 | 3.44 |
| 2024-06-30 | 1,013,616 | 889,302 | 648,929 | 1.22 | 12.95 | 3.46 |
| 2024-09-30 | 1,069,907 | 936,331 | 658,334 | 1.25 | 13.22 | 3.43 |
| 2024-12-31 | 1,036,460 | 910,428 | 662,430 | 1.30 | 13.64 | 3.48 |
| 2025-03-31 | 1,027,428 | 899,778 | 645,024 | 1.28 | 12.99 | 3.70 |
| 2025-06-30 | 1,043,916 | 884,223 | 650,339 | 1.38 | 14.12 | 3.75 |
| 2025-09-30 | 1,029,519 | 871,897 | 651,867 | 1.44 | 14.43 | 3.84 |
| 2025-12-31 | 1,041,146 | 898,792 | 667,042 | 1.51 | 14.84 | 3.91 |
| 2026-03-31 | 1,045,859 | 905,690 | 663,023 | 1.17 | 10.80 | 3.89 |
| 2026-06-30 | 1,042,148 | 904,253 | 647,943 | 1.37 | 12.69 | 4.05 |
19 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-07-01 | 1 | 141341 | 382649 |
| 2014-12-06 | 1 | 656742 | 382649 |
| 2014-08-16 | 1 | 719441 | 382649 |
| 2006-10-01 | 1 | 636342 | 382649 |
| 2005-06-25 | 1 | 816649 | 382649 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.