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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,000,660 | 909,211 | 489,999 | 0.61 | 6.53 | 2.70 |
| 2023-06-30 | 1,070,420 | 880,315 | 699,841 | 1.39 | 16.17 | 4.10 |
| 2023-09-30 | 1,116,481 | 922,254 | 685,189 | 1.41 | 16.74 | 3.98 |
| 2023-12-31 | 1,150,248 | 906,814 | 667,941 | 1.31 | 15.60 | 3.88 |
| 2024-03-31 | 1,278,957 | 1,031,225 | 694,416 | 1.05 | 13.21 | 3.20 |
| 2024-06-30 | 1,225,467 | 1,078,852 | 815,860 | 1.08 | 13.44 | 3.29 |
| 2024-09-30 | 1,263,873 | 1,149,572 | 862,939 | 1.15 | 14.00 | 3.35 |
| 2024-12-31 | 1,246,263 | 1,132,744 | 831,889 | 1.10 | 13.33 | 3.32 |
| 2025-03-31 | 1,324,453 | 1,205,990 | 816,551 | 1.06 | 12.36 | 3.30 |
| 2025-06-30 | 1,290,034 | 1,168,433 | 896,855 | 1.07 | 12.17 | 3.40 |
| 2025-09-30 | 1,332,417 | 1,206,106 | 962,030 | 1.15 | 13.02 | 3.51 |
| 2025-12-31 | 1,316,947 | 1,188,226 | 998,039 | 1.16 | 12.94 | 3.57 |
| 2026-03-31 | 1,348,773 | 1,216,295 | 1,007,999 | 1.20 | 12.74 | 3.63 |
| 2026-06-30 | 1,349,122 | 1,214,315 | 1,041,453 | 1.24 | 12.96 | 3.71 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-06-29 | 1 | 3025068 | 113740 |
| 1989-12-01 | 1 | 597948 | 113740 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.