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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-09-30 | 1,012,022 | 850,330 | 830,056 | 0.65 | 7.50 | 3.43 |
| 2017-12-31 | 1,063,418 | 891,086 | 863,334 | 0.50 | 5.58 | 3.41 |
| 2018-03-31 | 1,061,215 | 890,077 | 880,180 | 0.51 | 5.18 | 3.31 |
| 2018-06-30 | 1,074,999 | 899,498 | 890,016 | 0.72 | 7.25 | 3.33 |
| 2018-09-30 | 1,071,470 | 896,091 | 886,038 | 0.79 | 7.95 | 3.38 |
| 2018-12-31 | 1,123,071 | 910,134 | 913,765 | 0.72 | 7.29 | 3.35 |
| 2019-03-31 | 1,115,082 | 965,301 | 918,431 | 0.57 | 5.76 | 3.15 |
| 2019-06-30 | 1,125,454 | 965,015 | 926,861 | 0.77 | 7.67 | 3.21 |
| 2019-09-30 | 1,136,645 | 961,285 | 944,653 | 0.92 | 9.10 | 3.24 |
| 2019-12-31 | 1,142,723 | 971,844 | 960,090 | 0.88 | 8.57 | 3.27 |
| 2020-03-31 | 1,220,693 | 1,017,022 | 1,007,947 | 1.18 | 11.53 | 3.29 |
| 2020-06-30 | 1,257,463 | 1,086,821 | 1,036,077 | 1.48 | 14.50 | 3.28 |
| 2020-09-30 | 1,319,671 | 1,127,993 | 1,038,811 | 1.75 | 17.10 | 3.21 |
| 2020-12-31 | 1,328,139 | 1,139,481 | 1,037,192 | 1.69 | 16.45 | 3.31 |
| 2021-03-31 | 1,385,218 | 1,199,312 | 992,296 | 1.15 | 11.13 | 3.33 |
| 2021-06-30 | 1,368,386 | 1,183,184 | 999,911 | 1.14 | 10.91 | 3.40 |
| 2021-09-30 | 1,374,935 | 1,179,731 | 988,394 | 1.18 | 11.18 | 3.47 |
| 2021-12-31 | 1,401,610 | 1,209,840 | 1,007,431 | 1.04 | 9.99 | 3.45 |
| 2022-03-31 | 1,438,869 | 1,255,108 | 1,025,914 | 0.55 | 5.56 | 3.21 |
| 2022-06-30 | 1,446,165 | 1,190,568 | 1,087,784 | 0.64 | 6.56 | 3.29 |
| 2022-09-30 | 1,482,329 | 1,152,861 | 1,124,630 | 0.95 | 9.92 | 3.36 |
| 2022-12-31 | 1,540,979 | 1,140,901 | 1,197,969 | 0.87 | 9.17 | 3.28 |
| 2023-03-31 | 1,526,365 | 1,222,542 | 1,186,583 | 0.43 | 4.74 | 2.89 |
| 2023-06-30 | 1,505,326 | 1,219,383 | 1,204,514 | 0.57 | 6.21 | 3.00 |
| 2023-09-30 | 1,520,068 | 1,199,520 | 1,237,218 | 0.71 | 7.81 | 3.05 |
| 2023-12-31 | 1,550,854 | 1,247,863 | 1,267,391 | 0.69 | 7.54 | 3.03 |
| 2024-03-31 | 1,547,850 | 1,285,870 | 1,275,389 | 0.73 | 7.84 | 2.92 |
| 2024-06-30 | 1,530,124 | 1,268,936 | 1,271,374 | 0.71 | 7.54 | 2.95 |
| 2024-09-30 | 1,534,440 | 1,258,138 | 1,259,881 | 0.75 | 7.88 | 2.99 |
| 2024-12-31 | 1,537,157 | 1,274,982 | 1,270,787 | 0.73 | 7.63 | 3.01 |
| 2025-03-31 | 1,534,280 | 1,303,730 | 1,263,443 | 0.72 | 7.25 | 3.25 |
| 2025-06-30 | 1,560,484 | 1,269,491 | 1,286,468 | 0.89 | 8.92 | 3.32 |
| 2025-09-30 | 1,584,558 | 1,253,752 | 1,297,767 | 0.94 | 9.34 | 3.39 |
| 2025-12-31 | 1,592,935 | 1,304,692 | 1,312,600 | 0.96 | 9.54 | 3.44 |
| 2026-03-31 | 1,578,856 | 1,309,976 | 1,296,862 | 1.21 | 11.49 | 3.69 |
| 2026-06-30 | 1,559,346 | 1,298,095 | 1,272,886 | 1.16 | 10.88 | 3.78 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-03-21 | 1 | 274641 | 887340 |
| 2013-06-22 | 1 | 2797153 | 887340 |
| 2012-06-09 | 50 | 522043 | 887340 |
| 2011-02-26 | 50 | 2397713 | 887340 |
| 1998-11-20 | 1 | 415837 | 887340 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.