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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2024-06-30 | 1,067,774 | 988,020 | 476,879 | 0.92 | 13.58 | 2.99 |
| 2024-09-30 | 1,075,322 | 978,491 | 502,613 | 1.06 | 15.30 | 3.08 |
| 2024-12-31 | 1,036,573 | 953,761 | 514,414 | 1.00 | 14.22 | 3.14 |
| 2025-03-31 | 1,074,112 | 990,662 | 536,069 | 1.09 | 14.89 | 3.41 |
| 2025-06-30 | 1,120,797 | 1,045,106 | 531,483 | 1.07 | 15.73 | 3.38 |
| 2025-09-30 | 1,120,482 | 1,033,757 | 548,920 | 1.06 | 15.69 | 3.36 |
| 2025-12-31 | 1,151,176 | 1,040,353 | 556,517 | 1.04 | 14.57 | 3.36 |
| 2026-03-31 | 1,188,670 | 1,079,438 | 564,003 | 1.15 | 13.21 | 3.34 |
| 2026-06-30 | 1,240,816 | 1,097,693 | 565,848 | 1.10 | 12.68 | 3.27 |
18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-02-20 | 1 | 1001817 | 294023 |
| 2016-08-06 | 1 | 853970 | 294023 |
| 1969-05-01 | 1 | 45421 | 294023 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.