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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,513,052 | 1,388,410 | 287,113 | 1.01 | 13.54 | 1.87 |
| 2016-06-30 | 1,502,561 | 1,369,508 | 296,144 | 1.10 | 14.40 | 1.86 |
| 2016-09-30 | 1,502,103 | 1,370,547 | 296,958 | 1.09 | 14.02 | 1.86 |
| 2016-12-31 | 1,519,961 | 1,406,634 | 317,388 | 1.07 | 13.98 | 1.85 |
| 2017-03-31 | 1,583,980 | 1,466,291 | 327,754 | 0.99 | 13.64 | 1.86 |
| 2017-06-30 | 1,581,732 | 1,454,843 | 339,651 | 1.01 | 13.58 | 1.89 |
| 2017-09-30 | 1,532,874 | 1,400,917 | 335,693 | 1.06 | 13.88 | 1.94 |
| 2017-12-31 | 1,553,420 | 1,419,781 | 349,293 | 1.11 | 14.27 | 1.96 |
| 2018-03-31 | 1,626,982 | 1,499,981 | 340,596 | 1.17 | 14.70 | 2.03 |
| 2018-06-30 | 1,623,696 | 1,494,622 | 348,621 | 1.19 | 15.08 | 2.06 |
| 2018-09-30 | 1,655,774 | 1,525,080 | 355,160 | 1.21 | 15.44 | 2.09 |
| 2018-12-31 | 1,734,034 | 1,589,321 | 369,525 | 1.16 | 14.68 | 2.13 |
| 2019-03-31 | 1,792,388 | 1,635,711 | 397,183 | 1.40 | 16.94 | 2.35 |
| 2019-06-30 | 1,770,073 | 1,596,471 | 405,052 | 1.41 | 16.28 | 2.35 |
| 2019-09-30 | 1,784,798 | 1,602,140 | 412,335 | 1.32 | 14.78 | 2.30 |
| 2019-12-31 | 1,769,896 | 1,584,369 | 412,826 | 1.24 | 13.56 | 2.25 |
| 2020-03-31 | 1,792,663 | 1,587,317 | 439,671 | 1.22 | 11.71 | 2.09 |
| 2020-06-30 | 1,842,390 | 1,628,119 | 448,126 | 1.01 | 9.57 | 1.95 |
| 2020-09-30 | 1,841,701 | 1,627,613 | 442,918 | 0.93 | 8.73 | 1.90 |
| 2020-12-31 | 1,887,000 | 1,670,758 | 450,328 | 0.92 | 8.56 | 1.86 |
| 2021-03-31 | 1,961,908 | 1,758,917 | 455,506 | 0.78 | 7.48 | 1.64 |
| 2021-06-30 | 1,971,552 | 1,763,583 | 470,720 | 0.81 | 7.84 | 1.68 |
| 2021-09-30 | 2,027,330 | 1,819,857 | 465,042 | 0.82 | 8.00 | 1.68 |
| 2021-12-31 | 2,035,137 | 1,829,394 | 461,909 | 0.97 | 9.57 | 1.72 |
| 2022-03-31 | 2,056,385 | 1,899,475 | 495,364 | 1.00 | 11.61 | 2.00 |
| 2022-06-30 | 2,017,025 | 1,885,511 | 541,492 | 1.11 | 14.09 | 2.14 |
| 2022-09-30 | 1,866,957 | 1,769,119 | 566,958 | 1.18 | 16.38 | 2.25 |
| 2022-12-31 | 1,903,412 | 1,790,798 | 581,097 | 1.14 | 16.60 | 2.32 |
| 2023-03-31 | 1,954,484 | 1,827,371 | 605,928 | 1.33 | 22.66 | 2.53 |
| 2023-06-30 | 1,843,861 | 1,716,268 | 621,088 | 1.36 | 22.51 | 2.57 |
| 2023-09-30 | 1,867,263 | 1,758,833 | 645,615 | 1.32 | 22.48 | 2.55 |
| 2023-12-31 | 1,922,243 | 1,769,266 | 659,056 | 1.27 | 20.49 | 2.48 |
| 2024-03-31 | 1,918,177 | 1,762,770 | 669,727 | 1.06 | 14.65 | 2.27 |
| 2024-06-30 | 1,883,341 | 1,725,749 | 667,894 | 1.04 | 14.01 | 2.26 |
| 2024-09-30 | 1,868,490 | 1,687,887 | 678,232 | 1.06 | 13.69 | 2.25 |
| 2024-12-31 | 1,826,683 | 1,656,742 | 704,204 | 1.05 | 13.37 | 2.25 |
| 2025-03-31 | 1,818,117 | 1,631,694 | 701,867 | 0.99 | 11.04 | 2.22 |
| 2025-06-30 | 1,823,649 | 1,633,270 | 685,268 | 0.95 | 10.27 | 2.20 |
| 2025-09-30 | 1,793,478 | 1,586,055 | 679,068 | 1.01 | 10.46 | 2.28 |
| 2025-12-31 | 1,788,521 | 1,573,084 | 663,633 | 1.09 | 10.84 | 2.32 |
| 2026-03-31 | 1,755,759 | 1,529,617 | 658,624 | 1.22 | 10.52 | 2.52 |
| 2026-06-30 | 1,684,362 | 1,464,169 | 661,364 | 1.19 | 10.02 | 2.52 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-12-19 | 1 | 627256 | 273662 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.