Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,760,914 | 1,519,735 | 1,273,261 | 1.26 | 12.12 | 3.85 |
| 2016-06-30 | 2,037,960 | 1,707,260 | 1,505,768 | 1.22 | 11.19 | 3.87 |
| 2016-09-30 | 2,037,766 | 1,679,139 | 1,541,882 | 1.24 | 11.22 | 3.89 |
| 2016-12-31 | 2,120,614 | 1,769,374 | 1,604,709 | 1.28 | 11.50 | 3.90 |
| 2017-03-31 | 2,158,294 | 1,834,343 | 1,633,642 | 1.25 | 11.14 | 3.79 |
| 2017-06-30 | 2,198,709 | 1,859,749 | 1,700,703 | 1.27 | 11.25 | 3.83 |
| 2017-09-30 | 2,224,870 | 1,882,300 | 1,734,674 | 1.28 | 11.35 | 3.87 |
| 2017-12-31 | 2,323,185 | 1,985,660 | 1,784,006 | 1.45 | 12.78 | 3.88 |
| 2018-03-31 | 2,386,740 | 2,057,570 | 1,826,874 | 1.44 | 12.92 | 3.78 |
| 2018-06-30 | 2,395,596 | 2,023,202 | 1,869,165 | 1.45 | 13.03 | 3.82 |
| 2018-09-30 | 2,402,598 | 2,008,204 | 1,885,595 | 1.48 | 13.16 | 3.86 |
| 2018-12-31 | 2,465,224 | 2,089,792 | 1,904,284 | 1.49 | 13.20 | 3.88 |
| 2019-03-31 | 2,518,932 | 2,138,634 | 1,941,610 | 1.49 | 12.97 | 3.85 |
| 2019-06-30 | 2,528,224 | 2,129,321 | 1,963,839 | 1.50 | 12.94 | 3.88 |
| 2019-09-30 | 2,566,041 | 2,122,897 | 1,984,063 | 1.56 | 13.31 | 3.91 |
| 2019-12-31 | 2,622,768 | 2,194,368 | 1,998,253 | 1.56 | 13.19 | 3.90 |
| 2020-03-31 | 2,674,223 | 2,236,520 | 2,019,326 | 1.60 | 13.15 | 3.86 |
| 2020-06-30 | 2,903,878 | 2,467,524 | 2,125,854 | 1.56 | 13.02 | 3.76 |
| 2020-09-30 | 3,228,914 | 2,783,134 | 2,269,503 | 1.51 | 12.94 | 3.70 |
| 2020-12-31 | 3,396,765 | 2,933,323 | 2,356,077 | 1.48 | 12.83 | 3.66 |
| 2021-03-31 | 3,556,127 | 3,122,299 | 2,431,063 | 1.54 | 14.53 | 3.40 |
| 2021-06-30 | 3,576,966 | 3,154,362 | 2,474,633 | 1.53 | 14.42 | 3.39 |
| 2021-09-30 | 3,650,378 | 3,216,381 | 2,479,225 | 1.54 | 14.53 | 3.43 |
| 2021-12-31 | 3,828,717 | 3,389,970 | 2,581,752 | 1.54 | 14.55 | 3.39 |
| 2022-03-31 | 3,888,848 | 3,484,413 | 2,539,503 | 1.50 | 14.97 | 3.09 |
| 2022-06-30 | 3,830,509 | 3,435,043 | 2,580,159 | 1.50 | 15.17 | 3.15 |
| 2022-09-30 | 3,760,583 | 3,372,433 | 2,657,096 | 1.55 | 15.69 | 3.25 |
| 2022-12-31 | 3,866,130 | 3,455,109 | 2,712,547 | 1.54 | 15.57 | 3.27 |
| 2023-03-31 | 3,897,072 | 3,481,767 | 2,746,559 | 1.47 | 14.48 | 3.25 |
| 2023-06-30 | 3,898,163 | 3,440,952 | 2,794,661 | 1.46 | 14.22 | 3.26 |
| 2023-09-30 | 3,902,357 | 3,394,042 | 2,827,823 | 1.47 | 14.33 | 3.28 |
| 2023-12-31 | 3,977,265 | 3,388,578 | 2,897,014 | 1.50 | 14.41 | 3.30 |
| 2024-03-31 | 3,971,959 | 3,374,555 | 2,905,106 | 1.50 | 13.68 | 3.35 |
| 2024-06-30 | 4,018,828 | 3,395,548 | 2,963,891 | 1.51 | 13.67 | 3.40 |
| 2024-09-30 | 4,047,340 | 3,382,535 | 2,998,758 | 1.55 | 13.76 | 3.47 |
| 2024-12-31 | 4,217,547 | 3,554,294 | 3,095,828 | 1.58 | 14.01 | 3.51 |
| 2025-03-31 | 4,214,085 | 3,550,393 | 3,122,724 | 1.72 | 15.00 | 3.59 |
| 2025-06-30 | 4,244,529 | 3,566,840 | 3,187,857 | 1.75 | 15.09 | 3.72 |
| 2025-09-30 | 4,305,877 | 3,601,465 | 3,277,929 | 1.76 | 15.01 | 3.79 |
| 2025-12-31 | 4,469,173 | 3,749,877 | 3,325,403 | 1.74 | 14.78 | 3.83 |
| 2026-03-31 | 4,512,330 | 3,789,102 | 3,381,512 | 1.73 | 14.36 | 3.73 |
| 2026-06-30 | 4,505,753 | 3,777,997 | 3,415,212 | 1.82 | 14.93 | 3.83 |
53 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-05-21 | 1 | 924759 | 707354 |
| 2013-01-12 | 1 | 862552 | 707354 |
| 2008-02-29 | 1 | 2576433 | 707354 |
| 1999-01-08 | 1 | 850250 | 707354 |
| 1998-06-12 | 1 | 391874 | 707354 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.