Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,026,551 | 900,586 | 764,290 | 0.95 | 10.30 | 4.09 |
| 2023-06-30 | 1,067,674 | 935,909 | 802,958 | 0.93 | 10.28 | 3.99 |
| 2023-09-30 | 1,064,706 | 929,953 | 803,920 | 0.93 | 10.32 | 3.96 |
| 2023-12-31 | 1,072,824 | 952,047 | 811,284 | 0.94 | 10.38 | 3.90 |
| 2024-03-31 | 1,070,407 | 946,043 | 812,505 | 0.91 | 9.76 | 3.70 |
| 2024-06-30 | 1,082,561 | 956,963 | 808,899 | 0.93 | 9.87 | 3.71 |
| 2024-09-30 | 1,099,753 | 983,123 | 793,192 | 0.93 | 9.82 | 3.69 |
| 2024-12-31 | 1,100,842 | 975,273 | 812,855 | 0.89 | 9.34 | 3.63 |
| 2025-03-31 | 1,126,636 | 965,165 | 837,930 | 0.78 | 8.10 | 3.47 |
| 2025-06-30 | 1,143,261 | 990,460 | 860,043 | 0.49 | 5.08 | 3.55 |
| 2025-09-30 | 1,147,104 | 1,007,508 | 856,820 | 0.60 | 6.21 | 3.59 |
| 2025-12-31 | 1,155,121 | 1,034,675 | 842,314 | 0.66 | 6.89 | 3.58 |
| 2026-03-31 | 1,165,282 | 1,045,131 | 833,161 | 0.79 | 8.42 | 3.44 |
| 2026-06-30 | 1,147,614 | 1,004,093 | 849,753 | 0.77 | 8.12 | 3.51 |
16 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-09-01 | 1 | 359324 | 259330 |
| 1997-07-01 | 1 | 148135 | 259330 |
| 1996-06-01 | 1 | 463230 | 259330 |
| 1985-01-16 | 1 | 536134 | 259330 |
| 1981-07-08 | 1 | 321237 | 259330 |
| 1952-01-22 | 50 | 2233231 | 259330 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.