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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-06-30 | 1,033,594 | 853,288 | 869,201 | 0.67 | 6.98 | 3.46 |
| 2018-09-30 | 1,038,238 | 887,760 | 866,418 | 0.69 | 7.26 | 3.44 |
| 2018-12-31 | 1,071,979 | 947,894 | 898,361 | 0.68 | 7.16 | 3.40 |
| 2019-03-31 | 1,132,480 | 988,848 | 940,918 | 0.66 | 7.10 | 3.17 |
| 2019-06-30 | 1,179,461 | 1,015,701 | 965,275 | 0.82 | 8.89 | 3.13 |
| 2019-09-30 | 1,261,356 | 1,119,479 | 984,904 | 0.82 | 8.99 | 3.07 |
| 2019-12-31 | 1,241,291 | 1,097,242 | 1,035,106 | 0.82 | 8.91 | 3.07 |
| 2020-03-31 | 1,344,503 | 1,197,061 | 1,096,377 | 0.64 | 7.11 | 3.14 |
| 2020-06-30 | 1,800,735 | 1,413,406 | 1,477,156 | 1.50 | 17.89 | 3.06 |
| 2020-09-30 | 1,963,459 | 1,572,273 | 1,579,129 | 1.74 | 21.41 | 3.10 |
| 2020-12-31 | 1,967,645 | 1,634,180 | 1,674,926 | 1.56 | 19.20 | 3.16 |
| 2021-03-31 | 2,205,225 | 1,823,192 | 1,705,622 | 1.23 | 15.90 | 2.95 |
| 2021-06-30 | 2,002,986 | 1,692,600 | 1,605,070 | 1.27 | 15.88 | 3.05 |
| 2021-09-30 | 2,070,319 | 1,811,402 | 1,639,406 | 1.29 | 15.78 | 3.11 |
| 2021-12-31 | 2,522,046 | 2,223,827 | 1,964,047 | 1.03 | 12.29 | 2.99 |
| 2022-03-31 | 2,571,263 | 2,284,998 | 1,941,636 | 0.92 | 9.99 | 3.16 |
| 2022-06-30 | 2,533,969 | 2,179,624 | 2,156,275 | 0.84 | 8.97 | 3.31 |
| 2022-09-30 | 2,722,125 | 2,177,605 | 2,346,002 | 0.89 | 9.51 | 3.44 |
| 2022-12-31 | 2,863,212 | 2,431,601 | 2,463,028 | 0.88 | 9.40 | 3.45 |
| 2023-03-31 | 2,964,725 | 2,417,758 | 2,459,068 | 0.60 | 6.68 | 2.97 |
| 2023-06-30 | 3,001,959 | 2,399,235 | 2,493,271 | 0.51 | 5.69 | 2.86 |
| 2023-09-30 | 2,998,834 | 2,443,445 | 2,519,389 | 0.51 | 5.67 | 2.73 |
| 2023-12-31 | 2,970,107 | 2,550,022 | 2,514,229 | 0.30 | 3.28 | 2.65 |
| 2024-03-31 | 2,927,316 | 2,552,680 | 2,461,349 | 0.45 | 4.85 | 2.47 |
| 2024-06-30 | 2,933,636 | 2,431,032 | 2,455,577 | 0.37 | 4.01 | 2.42 |
| 2024-09-30 | 2,906,182 | 2,520,970 | 2,377,200 | 0.37 | 3.96 | 2.41 |
| 2024-12-31 | 2,913,562 | 2,531,386 | 2,432,941 | 0.40 | 4.21 | 2.45 |
| 2025-03-31 | 2,901,587 | 2,532,333 | 2,417,968 | 0.66 | 6.78 | 2.67 |
| 2025-06-30 | 3,021,751 | 2,536,502 | 2,545,238 | 0.54 | 5.51 | 2.64 |
| 2025-09-30 | 3,235,915 | 2,856,233 | 2,591,684 | 0.52 | 5.39 | 2.65 |
| 2025-12-31 | 3,151,853 | 2,754,378 | 2,669,150 | 0.51 | 5.33 | 2.71 |
| 2026-03-31 | 3,238,793 | 2,849,971 | 2,697,740 | 0.86 | 9.04 | 2.85 |
| 2026-06-30 | 3,236,756 | 2,854,088 | 2,716,177 | 0.83 | 8.59 | 2.90 |
15 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-01-01 | 1 | 24453 | 3158546 |
| 2011-09-17 | 1 | 3485019 | 3158546 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.