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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,853,057 | 2,478,422 | 1,923,477 | 2.08 | 21.75 | 4.05 |
| 2016-06-30 | 2,914,619 | 2,526,007 | 2,048,819 | 2.17 | 22.23 | 4.20 |
| 2016-09-30 | 3,184,150 | 2,672,833 | 2,256,654 | 1.46 | 14.82 | 4.13 |
| 2016-12-31 | 3,275,430 | 2,702,556 | 2,334,479 | 1.38 | 13.99 | 4.09 |
| 2017-03-31 | 3,163,426 | 2,731,951 | 2,243,270 | 1.24 | 12.03 | 4.16 |
| 2017-06-30 | 3,343,666 | 2,910,542 | 2,375,143 | 1.34 | 12.89 | 4.12 |
| 2017-09-30 | 4,582,131 | 3,745,677 | 3,557,449 | 1.16 | 10.49 | 4.30 |
| 2017-12-31 | 4,724,296 | 3,690,183 | 3,669,055 | 1.43 | 12.53 | 4.46 |
| 2018-03-31 | 4,723,010 | 3,793,275 | 3,634,775 | 1.73 | 13.54 | 4.57 |
| 2018-06-30 | 4,935,964 | 3,932,215 | 3,764,144 | 1.83 | 14.31 | 4.66 |
| 2018-09-30 | 5,053,105 | 4,149,443 | 3,834,409 | 1.80 | 14.05 | 4.69 |
| 2018-12-31 | 5,133,339 | 4,189,115 | 3,917,394 | 1.69 | 13.14 | 4.64 |
| 2019-03-31 | 5,332,268 | 4,317,924 | 4,005,031 | 1.54 | 11.66 | 4.51 |
| 2019-06-30 | 5,929,753 | 4,845,367 | 4,554,077 | 1.45 | 11.22 | 4.49 |
| 2019-09-30 | 6,084,612 | 4,929,913 | 4,619,373 | 1.52 | 11.83 | 4.45 |
| 2019-12-31 | 6,120,102 | 4,939,612 | 4,641,021 | 1.50 | 11.71 | 4.41 |
| 2020-03-31 | 6,651,423 | 5,377,141 | 4,804,201 | 0.08 | 0.65 | 3.95 |
| 2020-06-30 | 7,250,529 | 5,953,329 | 5,149,373 | 0.75 | 6.11 | 3.74 |
| 2020-09-30 | 10,999,040 | 9,100,354 | 7,881,516 | 0.34 | 2.83 | 3.46 |
| 2020-12-31 | 11,191,562 | 9,463,347 | 7,811,743 | 0.79 | 6.44 | 3.51 |
| 2021-03-31 | 11,920,539 | 10,276,376 | 7,899,150 | 1.86 | 15.80 | 3.19 |
| 2021-06-30 | 11,880,737 | 10,233,136 | 7,875,820 | 1.67 | 14.37 | 3.21 |
| 2021-09-30 | 11,793,135 | 10,093,526 | 8,010,934 | 1.61 | 13.83 | 3.24 |
| 2021-12-31 | 12,582,271 | 10,858,412 | 8,231,326 | 1.61 | 13.86 | 3.22 |
| 2022-03-31 | 12,659,852 | 11,022,854 | 8,281,655 | 1.12 | 10.14 | 3.05 |
| 2022-06-30 | 12,179,222 | 10,552,658 | 8,758,280 | 0.88 | 8.00 | 3.33 |
| 2022-09-30 | 12,236,574 | 10,015,559 | 9,101,273 | 0.93 | 8.59 | 3.55 |
| 2022-12-31 | 12,826,414 | 10,858,886 | 9,303,471 | 1.00 | 9.31 | 3.63 |
| 2023-03-31 | 13,092,730 | 11,198,023 | 9,309,702 | 1.15 | 11.01 | 3.54 |
| 2023-06-30 | 12,867,396 | 10,887,713 | 9,284,491 | 1.13 | 10.72 | 3.51 |
| 2023-09-30 | 12,469,753 | 10,655,051 | 9,244,949 | 0.97 | 9.09 | 3.53 |
| 2023-12-31 | 12,589,424 | 10,569,735 | 9,326,304 | 0.96 | 8.90 | 3.53 |
| 2024-03-31 | 12,533,194 | 10,525,725 | 9,219,946 | 0.91 | 7.82 | 3.49 |
| 2024-06-30 | 12,517,335 | 10,486,032 | 9,261,373 | 1.10 | 9.40 | 3.55 |
| 2024-09-30 | 12,902,414 | 10,994,165 | 9,425,014 | 0.85 | 7.17 | 3.58 |
| 2024-12-31 | 13,118,535 | 11,243,291 | 9,577,202 | 0.94 | 7.93 | 3.60 |
| 2025-03-31 | 13,107,117 | 11,235,086 | 9,793,775 | 1.21 | 10.24 | 3.60 |
| 2025-06-30 | 13,323,769 | 11,443,673 | 9,869,546 | 0.66 | 5.62 | 3.64 |
| 2025-09-30 | 16,200,579 | 13,836,064 | 12,280,056 | 0.66 | 5.54 | 3.86 |
| 2025-12-31 | 16,265,349 | 13,932,191 | 12,398,719 | 0.89 | 7.44 | 3.95 |
| 2026-03-31 | 16,433,171 | 14,099,930 | 12,548,850 | 1.46 | 11.98 | 3.95 |
| 2026-06-30 | 16,760,169 | 14,364,240 | 12,869,589 | 1.46 | 12.13 | 3.95 |
132 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-01 | 1 | 3629420 | 436159 |
| 2020-08-15 | 1 | 3635533 | 436159 |
| 2020-02-15 | 1 | 183846 | 436159 |
| 2017-08-01 | 1 | 917331 | 436159 |
| 2017-08-01 | 1 | 146654 | 436159 |
| 2015-09-19 | 1 | 712031 | 436159 |
| 2005-01-01 | 1 | 2985624 | 436159 |
| 2003-06-11 | 1 | 2598248 | 436159 |
| 2001-01-27 | 1 | 94652 | 436159 |
| 1999-08-27 | 1 | 79136 | 436159 |
| 1996-02-12 | 1 | 448853 | 436159 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.