Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FIRSTBANK PUERTO RICO

FDIC #30387 · PR · period 20260630

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Total assets12,698,086+6.93% YoY

Total deposits9,472,550+6.43% YoY

Net loans and leases8,930,829+3.07% YoY

Return on assets0.64%-28.17% YoY

Return on equity4.19%-21.68% YoY

Net interest margin4.33%-4.49% YoY

Peer position

Return on assets88thstrength · n=112

Return on equity90thstrength · n=108

Net interest margin90thstrength · n=112

Equity to assets28thopportunity · n=108

Noncurrent loans31stin line · n=106

Liquid assets77thstrength · n=108

Brokered deposits48thin line · n=107

Loans to deposits73rdstrength · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	12,698,086	9,472,550	8,930,829	0.64	4.19	4.33
2016-06-30	12,493,759	9,264,012	8,674,006	0.70	4.61	4.26
2016-09-30	12,059,055	9,020,385	8,706,127	0.75	4.86	4.26
2016-12-31	11,906,979	8,872,048	8,731,049	0.78	4.98	4.30
2017-03-31	11,875,657	8,900,137	8,664,806	0.88	5.35	4.53
2017-06-30	11,897,839	8,783,392	8,724,755	0.94	5.63	4.56
2017-09-30	12,157,803	8,797,228	8,673,721	0.51	3.09	4.54
2017-12-31	12,246,248	9,056,267	8,651,423	0.60	3.62	4.51
2018-03-31	12,188,395	9,099,677	8,561,231	1.01	6.12	4.48
2018-06-30	12,373,178	9,253,455	8,498,975	1.04	6.29	4.57
2018-09-30	12,198,115	9,188,076	8,582,129	1.11	6.68	4.63
2018-12-31	12,232,012	9,024,868	8,704,947	1.67	9.93	4.71
2019-03-31	12,367,251	9,112,261	8,846,259	1.43	7.97	5.02
2019-06-30	12,530,593	9,228,343	8,975,574	1.41	7.79	5.03
2019-09-30	12,523,068	9,176,735	8,845,315	1.46	8.02	5.04
2019-12-31	12,597,360	9,390,254	8,886,544	1.40	7.63	5.00
2020-03-31	13,034,340	9,607,126	8,758,219	0.07	0.39	4.78
2020-06-30	14,082,757	10,739,605	9,085,905	0.37	2.08	4.53
2020-09-30	18,644,376	15,253,517	11,511,226	0.50	3.09	4.22
2020-12-31	18,778,630	15,372,421	11,441,691	0.69	4.49	4.23
2021-03-31	19,408,437	16,074,341	11,338,993	1.25	10.06	3.95
2021-06-30	21,361,138	18,130,407	11,095,335	1.32	11.16	3.87
2021-09-30	21,246,500	18,044,609	10,882,903	1.37	11.82	3.83
2021-12-31	20,778,081	17,821,274	10,826,783	1.39	12.15	3.81
2022-03-31	19,920,592	17,372,322	10,880,163	1.60	15.56	3.84
2022-06-30	19,522,758	17,179,883	10,977,323	1.56	16.16	4.00
2022-09-30	18,431,369	16,609,803	11,052,928	1.58	17.22	4.21
2022-12-31	18,626,645	16,186,544	11,304,667	1.59	17.77	4.32
2023-03-31	18,969,247	16,095,203	11,327,601	1.53	19.09	4.56
2023-06-30	19,145,221	16,892,344	11,466,552	1.52	19.19	4.52
2023-09-30	18,587,214	16,489,165	11,696,278	1.62	20.64	4.53
2023-12-31	18,901,836	16,586,042	11,931,008	1.65	20.64	4.50
2024-03-31	18,883,893	16,579,682	12,059,936	1.57	18.29	4.42
2024-06-30	18,873,332	16,561,831	12,141,368	1.62	18.86	4.46
2024-09-30	18,852,409	16,382,969	12,211,669	1.62	18.40	4.49
2024-12-31	19,286,191	16,907,406	12,517,890	1.61	18.38	4.52
2025-03-31	19,102,301	16,874,463	12,442,842	1.56	17.49	4.64
2025-06-30	18,892,486	16,608,815	12,631,281	1.62	17.81	4.70
2025-09-30	19,300,144	16,919,980	12,814,240	1.65	17.93	4.70
2025-12-31	19,111,594	16,723,991	12,893,016	1.69	18.04	4.74
2026-03-31	19,070,727	16,654,866	12,858,822	1.80	18.09	4.83
2026-06-30	19,222,073	16,901,080	13,027,658	1.89	18.97	4.90

Structure and branch footprint

73 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2020-09-01	1	816210	510871
2015-02-28	50	671576	510871
2015-01-01	1	3216884	510871
2010-06-30	1	2834245	510871
2010-06-30	1	3041817	510871
2009-07-01	1	481074	510871
2009-07-01	1	3313738	510871
2008-01-28	1	2262763	510871
2000-09-23	1	1162129	510871
1981-11-20	1	520674	510871

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.