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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-03-31 | 1,006,234 | 912,140 | 511,034 | 0.80 | 9.46 | 3.03 |
| 2018-06-30 | 1,018,984 | 922,711 | 537,070 | 1.17 | 13.88 | 3.15 |
| 2019-03-31 | 1,011,080 | 906,721 | 595,340 | 1.29 | 14.33 | 3.52 |
| 2019-09-30 | 1,008,841 | 894,486 | 633,417 | 1.32 | 13.84 | 3.66 |
| 2019-12-31 | 1,036,653 | 924,175 | 658,138 | 1.35 | 14.11 | 3.67 |
| 2020-03-31 | 1,036,301 | 915,040 | 644,229 | 1.15 | 11.51 | 3.65 |
| 2020-06-30 | 1,124,782 | 987,637 | 673,495 | 1.16 | 11.75 | 3.55 |
| 2020-09-30 | 1,175,624 | 1,034,977 | 660,100 | 1.09 | 11.25 | 3.42 |
| 2020-12-31 | 1,219,888 | 1,101,808 | 648,974 | 1.15 | 12.19 | 3.37 |
| 2021-03-31 | 1,256,235 | 1,146,713 | 657,274 | 0.84 | 10.31 | 2.97 |
| 2021-06-30 | 1,267,936 | 1,155,626 | 712,127 | 1.15 | 14.33 | 3.22 |
| 2021-09-30 | 1,337,133 | 1,220,076 | 746,635 | 1.21 | 15.26 | 3.27 |
| 2021-12-31 | 1,399,035 | 1,275,230 | 805,320 | 1.24 | 15.83 | 3.27 |
| 2022-03-31 | 1,405,786 | 1,283,011 | 818,891 | 1.36 | 17.93 | 3.42 |
| 2022-06-30 | 1,449,521 | 1,332,021 | 906,997 | 1.43 | 20.28 | 3.52 |
| 2022-09-30 | 1,541,677 | 1,381,471 | 1,008,890 | 1.52 | 22.94 | 3.66 |
| 2022-12-31 | 1,573,379 | 1,426,038 | 1,057,694 | 1.58 | 23.94 | 3.67 |
| 2023-03-31 | 1,620,255 | 1,431,937 | 1,120,923 | 1.42 | 21.73 | 3.44 |
| 2023-06-30 | 1,730,099 | 1,411,537 | 1,227,519 | 1.22 | 18.81 | 3.38 |
| 2023-09-30 | 1,744,293 | 1,435,052 | 1,237,459 | 1.10 | 17.00 | 3.31 |
| 2023-12-31 | 1,760,582 | 1,560,713 | 1,262,092 | 1.29 | 19.44 | 3.32 |
| 2024-03-31 | 1,761,053 | 1,556,026 | 1,264,043 | 1.19 | 16.08 | 3.37 |
| 2024-06-30 | 1,753,210 | 1,509,643 | 1,318,075 | 1.20 | 15.74 | 3.48 |
| 2024-09-30 | 1,815,973 | 1,566,382 | 1,291,747 | 1.27 | 16.17 | 3.48 |
| 2024-12-31 | 1,844,133 | 1,607,325 | 1,329,913 | 1.30 | 16.55 | 3.52 |
| 2025-03-31 | 1,888,884 | 1,644,471 | 1,333,541 | 1.32 | 16.50 | 3.60 |
| 2025-06-30 | 1,862,243 | 1,645,688 | 1,324,871 | 1.42 | 17.36 | 3.65 |
| 2025-09-30 | 1,859,619 | 1,646,530 | 1,307,875 | 1.43 | 16.91 | 3.69 |
| 2025-12-31 | 1,856,094 | 1,647,921 | 1,338,318 | 1.42 | 16.50 | 3.74 |
| 2026-03-31 | 1,862,376 | 1,655,769 | 1,345,957 | 1.35 | 14.51 | 3.85 |
| 2026-06-30 | 1,876,348 | 1,671,479 | 1,303,852 | 1.32 | 14.03 | 3.90 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-01-06 | 1 | 484459 | 840363 |
| 1995-08-25 | 1 | 58458 | 840363 |
| 1995-08-25 | 1 | 357759 | 840363 |
| 1995-08-25 | 1 | 905169 | 840363 |
| 1986-12-20 | 50 | 171151 | 840363 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.