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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2025-06-30 | 1,046,879 | 894,215 | 788,033 | 1.24 | 9.72 | 3.98 |
| 2025-09-30 | 1,072,250 | 909,382 | 793,960 | 0.71 | 5.74 | 3.91 |
| 2025-12-31 | 1,082,291 | 919,158 | 769,665 | 0.34 | 2.79 | 3.87 |
| 2026-03-31 | 1,114,807 | 949,685 | 780,260 | 0.75 | 6.78 | 3.38 |
| 2026-06-30 | 1,048,233 | 883,197 | 801,806 | 0.77 | 6.78 | 3.53 |
12 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-10-01 | 1 | 29159 | 536554 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.