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Regulatory profile
FDIC certificate #20488 · RSSD 554857
FIVE POINTS BANK is an FDIC-insured institution (FDIC certificate #20488). In its Q2 2026 Call Report it reported total assets of $2.2B, total deposits of $2.0B and net loans of $1.4B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FIVE POINTS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.48% |
|---|---|
| Equity to assets | 7.37% |
| Noncurrent loans ratio | 0.01% |
| Nonaccrual loans ratio | 0.00% |
| Loan to deposit ratio | 68.82% |
| Liquid assets ratio | 33.78% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $2.0B |
| Net loans and leases | $1.4B |