Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-03-31 | 1,135,327 | 1,030,737 | 807,364 | 2.33 | 24.16 | 3.99 |
| 2018-06-30 | 1,158,054 | 1,052,591 | 836,379 | 2.36 | 25.26 | 4.10 |
| 2018-09-30 | 1,120,348 | 1,016,376 | 879,857 | 2.28 | 24.72 | 4.17 |
| 2018-12-31 | 1,272,013 | 1,164,614 | 954,906 | 2.19 | 24.44 | 4.18 |
| 2019-03-31 | 1,377,875 | 1,255,521 | 976,738 | 2.24 | 27.14 | 4.01 |
| 2019-06-30 | 1,335,065 | 1,211,390 | 1,061,422 | 2.30 | 27.16 | 4.10 |
| 2019-09-30 | 1,423,428 | 1,235,877 | 1,131,466 | 2.33 | 26.89 | 4.14 |
| 2019-12-31 | 1,479,772 | 1,315,537 | 1,171,925 | 2.31 | 26.42 | 4.16 |
| 2020-03-31 | 1,559,862 | 1,375,501 | 1,251,292 | 1.98 | 22.49 | 4.05 |
| 2020-06-30 | 2,108,392 | 1,962,562 | 1,503,868 | 2.12 | 26.69 | 3.74 |
| 2020-09-30 | 2,057,242 | 1,894,769 | 1,545,357 | 2.10 | 26.75 | 3.66 |
| 2020-12-31 | 1,953,474 | 1,787,555 | 1,485,791 | 2.11 | 26.73 | 3.83 |
| 2021-03-31 | 2,149,847 | 1,986,452 | 1,524,283 | 2.32 | 30.08 | 3.79 |
| 2021-06-30 | 2,327,369 | 2,074,471 | 1,565,650 | 2.19 | 25.29 | 3.72 |
| 2021-09-30 | 2,433,819 | 2,173,697 | 1,688,135 | 2.11 | 23.20 | 3.71 |
| 2021-12-31 | 2,557,072 | 2,291,526 | 1,921,888 | 2.06 | 22.06 | 3.74 |
| 2022-03-31 | 2,776,995 | 2,507,537 | 2,066,640 | 1.58 | 16.52 | 3.59 |
| 2022-06-30 | 2,836,570 | 2,505,982 | 2,367,711 | 1.56 | 16.62 | 3.70 |
| 2022-09-30 | 3,073,288 | 2,652,588 | 2,566,154 | 1.63 | 17.16 | 3.83 |
| 2022-12-31 | 3,224,069 | 2,790,692 | 2,772,353 | 1.70 | 17.78 | 3.91 |
| 2023-03-31 | 3,393,628 | 2,926,746 | 2,846,991 | 1.74 | 17.96 | 3.82 |
| 2023-06-30 | 3,398,486 | 2,938,839 | 2,901,986 | 1.70 | 17.53 | 3.69 |
| 2023-09-30 | 3,500,285 | 3,041,652 | 2,985,228 | 1.61 | 16.63 | 3.61 |
| 2023-12-31 | 3,587,717 | 3,036,038 | 3,058,752 | 1.54 | 15.91 | 3.53 |
| 2024-03-31 | 3,476,132 | 2,964,783 | 3,079,720 | 1.35 | 13.63 | 3.33 |
| 2024-06-30 | 3,633,809 | 3,158,784 | 3,236,207 | 1.35 | 12.63 | 3.44 |
| 2024-09-30 | 3,886,596 | 3,408,863 | 3,425,892 | 1.32 | 12.17 | 3.46 |
| 2024-12-31 | 4,052,812 | 3,566,789 | 3,498,143 | 1.36 | 12.44 | 3.51 |
| 2025-03-31 | 4,243,340 | 3,746,231 | 3,585,264 | 1.39 | 12.59 | 3.55 |
| 2025-06-30 | 4,411,742 | 3,903,938 | 3,718,167 | 1.44 | 13.14 | 3.61 |
| 2025-09-30 | 4,639,784 | 4,112,321 | 3,845,198 | 1.48 | 13.71 | 3.66 |
| 2025-12-31 | 4,752,354 | 4,209,689 | 4,030,520 | 1.52 | 14.16 | 3.71 |
| 2026-03-31 | 5,031,561 | 4,480,237 | 4,166,954 | 1.64 | 15.85 | 3.85 |
| 2026-06-30 | 5,377,033 | 4,809,754 | 4,472,346 | 1.62 | 15.97 | 3.81 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-01-01 | 1 | 3229866 | 2867337 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.