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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,484,886 | 2,976,198 | 2,088,075 | 0.98 | 10.88 | 3.22 |
| 2016-06-30 | 3,553,354 | 2,875,834 | 2,183,515 | 1.00 | 11.02 | 3.21 |
| 2016-09-30 | 3,652,723 | 3,078,655 | 2,255,488 | 1.00 | 11.12 | 3.21 |
| 2016-12-31 | 3,678,230 | 3,011,246 | 2,310,277 | 0.97 | 10.89 | 3.23 |
| 2017-03-31 | 3,826,805 | 3,184,247 | 2,373,644 | 0.89 | 10.39 | 3.20 |
| 2017-06-30 | 3,859,183 | 3,145,649 | 2,485,577 | 0.84 | 9.62 | 3.20 |
| 2017-09-30 | 3,986,979 | 3,293,292 | 2,584,295 | 0.86 | 9.70 | 3.21 |
| 2017-12-31 | 4,069,086 | 3,220,310 | 2,703,063 | 0.92 | 10.21 | 3.23 |
| 2018-03-31 | 4,116,335 | 3,390,722 | 2,759,193 | 1.04 | 11.18 | 3.22 |
| 2018-06-30 | 4,150,789 | 3,269,051 | 2,868,271 | 1.17 | 12.48 | 3.23 |
| 2018-09-30 | 4,221,168 | 3,497,952 | 2,957,542 | 1.14 | 12.23 | 3.25 |
| 2018-12-31 | 4,272,439 | 3,375,390 | 3,055,552 | 1.11 | 11.86 | 3.27 |
| 2019-03-31 | 4,267,432 | 3,521,838 | 3,077,921 | 1.19 | 12.51 | 3.30 |
| 2019-06-30 | 4,280,282 | 3,484,786 | 3,119,295 | 1.18 | 12.25 | 3.33 |
| 2019-09-30 | 4,299,352 | 3,600,633 | 3,131,150 | 1.24 | 12.67 | 3.35 |
| 2019-12-31 | 4,346,616 | 3,564,852 | 3,194,729 | 1.25 | 12.72 | 3.36 |
| 2020-03-31 | 4,435,724 | 3,802,657 | 3,197,693 | 0.28 | 2.78 | 3.35 |
| 2020-06-30 | 4,645,277 | 4,003,670 | 3,446,159 | 0.66 | 6.64 | 3.34 |
| 2020-09-30 | 4,922,251 | 4,375,465 | 3,526,261 | 0.81 | 8.29 | 3.31 |
| 2020-12-31 | 4,875,673 | 4,312,874 | 3,547,065 | 0.91 | 9.33 | 3.33 |
| 2021-03-31 | 5,291,625 | 4,745,968 | 3,610,274 | 1.69 | 17.91 | 3.32 |
| 2021-06-30 | 5,257,795 | 4,689,013 | 3,589,759 | 1.65 | 17.45 | 3.28 |
| 2021-09-30 | 5,583,776 | 5,006,219 | 3,614,393 | 1.55 | 16.53 | 3.23 |
| 2021-12-31 | 5,481,889 | 4,854,871 | 3,645,984 | 1.54 | 16.40 | 3.26 |
| 2022-03-31 | 5,591,501 | 5,018,499 | 3,698,246 | 1.11 | 12.37 | 3.19 |
| 2022-06-30 | 5,529,426 | 4,837,325 | 3,725,849 | 1.16 | 13.27 | 3.29 |
| 2022-09-30 | 5,576,899 | 4,924,664 | 3,824,837 | 1.11 | 13.17 | 3.36 |
| 2022-12-31 | 5,756,441 | 4,956,827 | 4,005,603 | 1.07 | 12.97 | 3.38 |
| 2023-03-31 | 5,927,077 | 5,171,457 | 4,196,502 | 0.87 | 11.57 | 3.25 |
| 2023-06-30 | 6,100,251 | 5,065,394 | 4,348,795 | 0.93 | 12.49 | 3.23 |
| 2023-09-30 | 6,095,556 | 5,340,373 | 4,383,426 | 0.94 | 12.76 | 3.21 |
| 2023-12-31 | 6,117,748 | 5,231,072 | 4,412,441 | 0.88 | 11.79 | 3.16 |
| 2024-03-31 | 6,255,833 | 5,415,139 | 4,399,487 | 0.19 | 2.44 | 2.97 |
| 2024-06-30 | 6,103,534 | 5,150,319 | 4,419,627 | 0.63 | 7.92 | 3.03 |
| 2024-09-30 | 6,126,603 | 5,324,628 | 4,360,821 | 0.73 | 8.91 | 3.04 |
| 2024-12-31 | 6,080,731 | 5,155,241 | 4,433,456 | -0.50 | -5.91 | 3.06 |
| 2025-03-31 | 6,303,092 | 5,423,774 | 4,504,701 | 1.18 | 12.05 | 3.47 |
| 2025-06-30 | 6,105,894 | 5,196,679 | 4,491,067 | 1.20 | 12.05 | 3.56 |
| 2025-09-30 | 6,250,000 | 5,370,540 | 4,545,383 | 1.26 | 12.52 | 3.63 |
| 2025-12-31 | 6,235,224 | 5,289,662 | 4,613,845 | 1.28 | 12.58 | 3.68 |
| 2026-03-31 | 6,255,437 | 5,348,963 | 4,583,960 | 1.42 | 13.32 | 3.79 |
| 2026-06-30 | 6,294,915 | 5,309,825 | 4,707,970 | 1.42 | 13.29 | 3.82 |
48 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-12-03 | 1 | 66903 | 601416 |
| 2005-12-03 | 1 | 464116 | 601416 |
| 2005-12-03 | 1 | 715809 | 601416 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.