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Regulatory profile
FDIC certificate #32541 · RSSD 694904
FLAGSTAR BANK NATIONAL ASSN is an FDIC-insured institution (FDIC certificate #32541). In its Q2 2026 Call Report it reported total assets of $87.7B, total deposits of $67.5B and net loans of $60.3B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FLAGSTAR BANK NATIONAL ASSN from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.16% |
|---|---|
| Equity to assets | 9.28% |
| Noncurrent loans ratio | 4.97% |
| Nonaccrual loans ratio | 4.88% |
| Loan to deposit ratio | 90.63% |
| Liquid assets ratio | 24.70% |
| Brokered deposit ratio | 9.68% |
| Total deposits | $67.5B |
| Net loans and leases | $60.3B |