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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-09-30 | 1,020,796 | 867,848 | 796,642 | 1.64 | 12.93 | 5.37 |
| 2019-03-31 | 1,067,875 | 877,588 | 915,881 | 1.34 | 9.74 | 5.55 |
| 2019-06-30 | 1,076,167 | 922,547 | 874,132 | 0.74 | 5.44 | 5.45 |
| 2019-09-30 | 1,102,140 | 945,569 | 818,460 | 0.78 | 5.81 | 5.36 |
| 2019-12-31 | 1,111,391 | 925,967 | 813,814 | 0.71 | 5.14 | 5.24 |
| 2020-03-31 | 1,174,415 | 993,835 | 937,075 | 0.09 | 0.59 | 4.74 |
| 2020-06-30 | 1,539,803 | 1,235,200 | 1,270,223 | 0.55 | 4.08 | 4.45 |
| 2020-09-30 | 1,567,218 | 1,204,690 | 1,337,670 | 1.01 | 7.75 | 4.52 |
| 2020-12-31 | 1,847,692 | 1,390,824 | 1,522,062 | 0.98 | 8.05 | 4.38 |
| 2021-03-31 | 1,968,212 | 1,501,134 | 1,708,503 | 1.13 | 11.34 | 4.37 |
| 2021-06-30 | 2,464,967 | 1,731,980 | 1,925,836 | 1.34 | 10.11 | 4.49 |
| 2021-09-30 | 3,020,249 | 2,370,320 | 2,636,074 | 1.21 | 8.73 | 4.65 |
| 2021-12-31 | 4,678,422 | 3,849,804 | 3,348,533 | 1.20 | 8.84 | 4.56 |
| 2022-03-31 | 5,445,313 | 4,614,652 | 3,895,662 | 1.58 | 13.14 | 4.40 |
| 2022-06-30 | 6,440,675 | 5,662,883 | 4,531,922 | 1.33 | 11.86 | 4.48 |
| 2022-09-30 | 6,373,808 | 5,572,464 | 4,999,240 | 1.60 | 14.51 | 4.92 |
| 2022-12-31 | 6,506,460 | 5,689,931 | 5,023,713 | 1.54 | 14.03 | 5.15 |
| 2023-03-31 | 6,423,693 | 5,620,386 | 4,821,414 | 1.52 | 14.01 | 5.08 |
| 2023-06-30 | 6,612,085 | 5,694,472 | 4,574,001 | 1.19 | 10.97 | 5.00 |
| 2023-09-30 | 6,785,982 | 5,470,488 | 4,566,215 | 1.26 | 11.67 | 4.83 |
| 2023-12-31 | 6,817,552 | 5,913,524 | 4,414,675 | 1.15 | 10.60 | 4.66 |
| 2024-03-31 | 6,866,031 | 5,423,273 | 4,023,007 | 1.11 | 9.99 | 3.86 |
| 2024-06-30 | 7,002,006 | 5,593,845 | 3,845,389 | 0.84 | 7.55 | 3.65 |
| 2024-09-30 | 7,156,643 | 5,920,530 | 3,923,502 | 0.80 | 7.21 | 3.58 |
| 2024-12-31 | 7,243,833 | 5,636,747 | 4,281,441 | 0.78 | 7.02 | 3.51 |
| 2025-03-31 | 7,286,866 | 5,827,429 | 4,458,511 | 0.67 | 5.97 | 3.52 |
| 2025-06-30 | 7,383,705 | 6,012,464 | 4,811,572 | 0.86 | 7.58 | 3.62 |
| 2025-09-30 | 7,692,595 | 6,531,017 | 5,354,961 | 1.18 | 10.40 | 3.80 |
| 2025-12-31 | 7,918,576 | 6,801,160 | 5,596,349 | 1.35 | 11.76 | 3.77 |
| 2026-03-31 | 8,250,749 | 7,159,909 | 5,772,976 | 0.70 | 6.12 | 3.18 |
| 2026-06-30 | 8,480,361 | 7,325,126 | 6,047,078 | 0.62 | 5.25 | 3.21 |
4 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-04-20 | 1 | 5405833 | 3187630 |
| 2018-04-20 | 1 | 5405842 | 3187630 |
| 2016-01-01 | 1 | 415677 | 3187630 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.