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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2024-03-31 | 1,007,690 | 835,875 | 729,045 | 0.69 | 8.77 | 3.43 |
| 2024-06-30 | 1,080,758 | 903,492 | 778,781 | 1.11 | 13.98 | 3.53 |
| 2024-09-30 | 1,116,191 | 941,285 | 789,247 | 1.07 | 13.06 | 3.64 |
| 2024-12-31 | 1,120,885 | 957,503 | 802,216 | 0.86 | 10.51 | 3.74 |
| 2025-03-31 | 1,103,516 | 948,037 | 806,950 | 0.85 | 9.94 | 4.05 |
| 2025-06-30 | 1,124,619 | 947,319 | 823,215 | 0.89 | 10.32 | 4.14 |
| 2025-09-30 | 1,138,188 | 961,932 | 832,512 | 0.95 | 10.86 | 4.21 |
| 2025-12-31 | 1,180,052 | 999,819 | 861,306 | 0.94 | 10.69 | 4.27 |
| 2026-03-31 | 1,205,618 | 1,001,728 | 884,107 | 0.92 | 9.93 | 4.43 |
| 2026-06-30 | 1,283,079 | 1,036,932 | 938,076 | 0.90 | 9.68 | 4.46 |
15 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-05-04 | 1 | 890078 | 313577 |
| 2019-05-04 | 1 | 34452 | 313577 |
| 2013-02-02 | 1 | 587743 | 313577 |
| 2008-12-06 | 1 | 91147 | 313577 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.