Regulatory profile
Columbia Falls, MT · FDIC certificate #58010
FREEDOM BANK is an FDIC-insured institution based in Columbia Falls, MT (FDIC certificate #58010). In its Q3 2026 Call Report it reported total assets of $165M, total deposits of $145M and net loans of $142M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FREEDOM BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $145M |
|---|---|
| Net loans and leases | $142M |
Plain-language readout
FREEDOM BANK in Columbia Falls, MT funds its loans with $145M of deposits and holds $142M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FREEDOM BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 97.99% in Q3 2026, against 100.49% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $142M | $145M | 97.99% |
| Q2 2026 | $137M | $139M | 98.32% |
| Q1 2026 | $130M | $129M | 100.49% |