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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-12-31 | 1,051,638 | 930,617 | 880,952 | 0.98 | 8.65 | 3.60 |
| 2018-03-31 | 1,077,638 | 941,695 | 913,129 | 1.25 | 11.20 | 3.57 |
| 2018-06-30 | 1,136,962 | 1,011,230 | 947,343 | 1.31 | 11.84 | 3.60 |
| 2018-09-30 | 1,172,646 | 1,018,019 | 969,728 | 1.33 | 11.87 | 3.64 |
| 2018-12-31 | 1,348,906 | 1,168,692 | 1,127,584 | 1.16 | 10.02 | 3.72 |
| 2019-03-31 | 1,416,878 | 1,218,969 | 1,169,429 | 1.29 | 10.09 | 3.70 |
| 2019-06-30 | 1,481,617 | 1,275,400 | 1,224,376 | 1.28 | 10.07 | 3.72 |
| 2019-09-30 | 1,562,085 | 1,323,884 | 1,233,337 | 1.27 | 10.07 | 3.64 |
| 2019-12-31 | 1,534,009 | 1,291,142 | 1,271,493 | 1.23 | 9.77 | 3.59 |
| 2020-03-31 | 1,599,640 | 1,344,217 | 1,280,556 | 1.10 | 8.73 | 3.47 |
| 2020-06-30 | 1,778,251 | 1,519,130 | 1,465,226 | 0.95 | 7.83 | 3.38 |
| 2020-09-30 | 1,791,030 | 1,515,653 | 1,483,078 | 0.97 | 8.12 | 3.40 |
| 2020-12-31 | 1,818,306 | 1,540,509 | 1,451,125 | 1.05 | 8.76 | 3.43 |
| 2021-03-31 | 1,880,297 | 1,602,241 | 1,432,491 | 1.37 | 11.22 | 3.39 |
| 2021-06-30 | 1,971,048 | 1,686,493 | 1,459,919 | 1.31 | 10.84 | 3.33 |
| 2021-09-30 | 1,993,739 | 1,715,858 | 1,454,722 | 1.27 | 10.64 | 3.35 |
| 2021-12-31 | 2,198,015 | 1,885,651 | 1,490,021 | 1.28 | 11.10 | 3.27 |
| 2022-03-31 | 2,084,999 | 1,821,029 | 1,498,712 | 1.33 | 13.07 | 3.05 |
| 2022-06-30 | 2,300,833 | 1,928,274 | 1,649,275 | 1.28 | 13.06 | 3.15 |
| 2022-09-30 | 2,199,970 | 1,890,359 | 1,699,160 | 1.33 | 13.65 | 3.26 |
| 2022-12-31 | 2,338,603 | 1,830,693 | 1,824,394 | 1.20 | 12.45 | 3.19 |
| 2023-03-31 | 2,343,251 | 1,911,290 | 1,809,065 | 0.20 | 2.18 | 2.62 |
| 2023-06-30 | 2,338,667 | 2,088,689 | 1,884,372 | 0.51 | 5.49 | 2.65 |
| 2023-09-30 | 2,299,814 | 1,996,515 | 1,830,664 | 0.60 | 6.41 | 2.61 |
| 2023-12-31 | 2,183,294 | 1,845,377 | 1,809,693 | 0.19 | 1.97 | 2.58 |
| 2024-03-31 | 2,177,175 | 1,859,503 | 1,833,828 | 0.30 | 2.89 | 2.54 |
| 2024-06-30 | 2,293,703 | 1,971,416 | 1,867,721 | 0.56 | 5.36 | 2.57 |
| 2024-09-30 | 2,287,794 | 1,963,418 | 1,855,879 | 0.67 | 6.43 | 2.60 |
| 2024-12-31 | 2,193,460 | 1,871,780 | 1,852,106 | 0.74 | 6.99 | 2.67 |
| 2025-03-31 | 2,235,305 | 1,908,034 | 1,863,712 | 1.00 | 8.91 | 2.89 |
| 2025-06-30 | 2,232,750 | 1,905,353 | 1,851,033 | 1.04 | 9.22 | 2.95 |
| 2025-09-30 | 2,314,550 | 1,980,036 | 1,840,478 | 1.04 | 9.21 | 2.96 |
| 2025-12-31 | 2,287,755 | 1,998,445 | 1,922,396 | 1.05 | 9.24 | 3.01 |
| 2026-03-31 | 2,330,933 | 2,037,228 | 1,904,157 | 1.22 | 10.46 | 3.24 |
| 2026-06-30 | 2,362,694 | 2,058,544 | 1,880,231 | 1.37 | 11.69 | 3.37 |
8 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-10-13 | 1 | 695077 | 3614976 |
| 2012-10-20 | 1 | 3688678 | 3614976 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.