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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,315,257 | 391,676 | 986,373 | -7.89 | -54.82 | 0.32 |
| 2019-09-30 | 1,477,021 | 659,336 | 1,028,454 | -2.45 | -17.31 | 1.30 |
| 2019-12-31 | 1,498,327 | 630,842 | 1,041,519 | -1.49 | -10.61 | 2.00 |
| 2020-03-31 | 1,706,335 | 845,855 | 1,146,301 | -3.18 | -25.46 | 2.29 |
| 2020-06-30 | 1,576,338 | 1,008,989 | 1,112,028 | 2.31 | 17.70 | 2.25 |
| 2020-09-30 | 1,627,608 | 989,882 | 1,195,518 | 6.33 | 44.67 | 2.21 |
| 2020-12-31 | 2,197,983 | 931,187 | 1,721,986 | 6.27 | 45.38 | 2.06 |
| 2021-03-31 | 2,048,941 | 961,846 | 1,489,879 | 7.18 | 50.91 | 1.70 |
| 2021-06-30 | 1,990,624 | 973,553 | 1,476,338 | 5.33 | 36.05 | 1.80 |
| 2021-09-30 | 2,037,402 | 1,016,146 | 1,481,374 | 5.05 | 32.92 | 1.89 |
| 2021-12-31 | 1,879,005 | 910,655 | 1,321,580 | 4.23 | 26.88 | 1.94 |
| 2022-03-31 | 1,886,915 | 937,412 | 1,263,450 | 2.32 | 13.13 | 2.56 |
| 2022-06-30 | 1,877,908 | 929,447 | 1,226,226 | 1.10 | 6.21 | 2.93 |
| 2022-09-30 | 1,949,186 | 940,979 | 1,329,616 | 0.17 | 1.01 | 3.13 |
| 2022-12-31 | 2,040,399 | 998,799 | 1,410,089 | 0.16 | 1.00 | 3.17 |
| 2023-03-31 | 2,069,403 | 1,021,446 | 1,457,424 | -0.01 | -0.08 | 2.67 |
| 2023-06-30 | 2,077,593 | 967,731 | 1,472,617 | 0.41 | 2.95 | 2.66 |
| 2023-09-30 | 2,144,259 | 1,204,211 | 1,504,603 | 0.36 | 2.62 | 2.74 |
| 2023-12-31 | 2,113,468 | 1,065,432 | 1,498,517 | -0.51 | -3.77 | 2.77 |
| 2024-03-31 | 2,153,059 | 1,176,813 | 1,509,965 | 0.80 | 6.21 | 2.71 |
| 2024-06-30 | 1,996,973 | 1,199,764 | 1,411,587 | 1.39 | 10.81 | 2.92 |
| 2024-09-30 | 1,921,277 | 1,189,972 | 1,381,176 | 0.99 | 7.59 | 3.03 |
| 2024-12-31 | 1,894,749 | 1,078,713 | 1,411,583 | 0.83 | 6.29 | 3.07 |
| 2025-03-31 | 1,902,830 | 1,197,173 | 1,424,651 | 0.37 | 2.74 | 3.22 |
| 2025-06-30 | 1,976,096 | 1,203,026 | 1,498,139 | 0.43 | 3.19 | 3.27 |
| 2025-09-30 | 1,973,595 | 1,237,475 | 1,506,930 | 0.49 | 3.62 | 3.25 |
| 2025-12-31 | 2,006,088 | 1,212,920 | 1,524,033 | 0.51 | 3.78 | 3.28 |
| 2026-03-31 | 2,014,346 | 1,237,261 | 1,533,267 | 1.54 | 11.37 | 3.23 |
| 2026-06-30 | 2,062,041 | 1,287,319 | 1,588,642 | 1.33 | 9.77 | 3.24 |
16 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-05-04 | 1 | 1002850 | 3851427 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.