Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2025-06-30 | 1,022,698 | 877,965 | 692,642 | 1.16 | 11.65 | 3.91 |
| 2025-09-30 | 1,035,350 | 881,074 | 711,990 | 1.20 | 12.01 | 3.98 |
| 2025-12-31 | 1,064,187 | 896,090 | 734,524 | 1.13 | 11.11 | 4.04 |
| 2026-03-31 | 1,072,055 | 910,938 | 742,303 | 1.11 | 10.03 | 4.06 |
| 2026-06-30 | 1,091,001 | 935,578 | 759,606 | 1.19 | 10.74 | 4.18 |
12 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-02-01 | 1 | 2907493 | 329345 |
| 2005-05-06 | 1 | 474348 | 329345 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.