GEORGIA BANKING CO

FDIC #57071 · GA · period 20260630

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Total assets1,007,976-26.85% YoY

Total deposits890,380-28.44% YoY

Net loans and leases657,722-45.40% YoY

Return on assets-1.26%-437.46% YoY

Return on equity-10.53%-360.00% YoY

Net interest margin2.50%-33.39% YoY

Peer position

Return on assets34thin line · n=902

Return on equity40thin line · n=894

Net interest margin78thstrength · n=902

Equity to assets37thin line · n=894

Noncurrent loans40thin line · n=887

Liquid assets30thin line · n=895

Brokered deposits35thin line · n=890

Loans to deposits46thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-09-30	1,007,976	890,380	657,722	-1.26	-10.53	2.50
2021-12-31	1,164,122	1,040,782	986,737	-1.28	-11.39	2.58
2022-03-31	1,203,461	1,087,748	999,976	-0.22	-2.36	3.10
2022-06-30	1,320,569	1,190,161	1,132,013	-0.05	-0.53	3.32
2022-09-30	1,378,007	1,244,284	1,204,719	0.37	4.05	3.75
2022-12-31	1,510,194	1,334,566	1,275,140	0.59	6.39	4.08
2023-03-31	1,634,090	1,407,086	1,267,002	1.28	14.25	4.87
2023-06-30	1,580,422	1,347,527	1,247,873	1.16	12.74	4.70
2023-09-30	1,608,216	1,370,965	1,274,001	1.11	12.15	4.63
2023-12-31	1,749,770	1,485,271	1,298,170	1.02	11.21	4.53
2024-03-31	1,717,267	1,418,223	1,437,169	0.48	5.34	4.13
2024-06-30	1,842,104	1,539,613	1,503,101	0.30	3.42	4.19
2024-09-30	2,083,500	1,675,343	1,745,533	0.46	5.30	4.15
2024-12-31	2,257,959	1,869,463	1,790,038	0.57	6.82	4.11
2025-03-31	2,473,575	2,025,319	2,020,094	0.06	0.76	3.72
2025-06-30	2,590,918	2,086,068	2,219,638	0.66	7.50	4.02
2025-09-30	2,723,145	2,187,556	2,219,948	0.85	9.58	4.17
2025-12-31	2,693,811	2,372,650	2,204,719	0.96	10.65	4.27
2026-03-31	2,675,774	2,244,675	2,255,285	1.25	12.83	4.35
2026-06-30	3,258,872	2,877,460	2,560,764	1.05	10.81	4.21

Structure and branch footprint

10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-06-01	1	5401273	3016347
2025-03-01	1	3646397	3016347

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.