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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 9,100,213 | 7,062,309 | 5,111,907 | 1.34 | 10.37 | 3.75 |
| 2016-06-30 | 9,178,482 | 7,136,839 | 5,320,371 | 1.37 | 10.56 | 3.80 |
| 2016-09-30 | 9,297,497 | 7,361,231 | 5,534,498 | 1.38 | 10.60 | 3.80 |
| 2016-12-31 | 9,433,163 | 7,436,049 | 5,627,818 | 1.40 | 10.80 | 3.81 |
| 2017-03-31 | 9,535,900 | 7,538,403 | 5,773,397 | 1.40 | 11.08 | 3.76 |
| 2017-06-30 | 9,858,577 | 7,823,140 | 6,253,611 | 1.44 | 11.24 | 3.86 |
| 2017-09-30 | 9,747,836 | 7,777,152 | 6,428,566 | 1.49 | 11.55 | 3.93 |
| 2017-12-31 | 9,652,147 | 7,589,367 | 6,487,089 | 1.32 | 10.21 | 3.98 |
| 2018-03-31 | 11,642,612 | 9,459,201 | 7,579,478 | 1.59 | 11.92 | 4.02 |
| 2018-06-30 | 11,880,841 | 9,471,999 | 7,870,895 | 1.62 | 12.15 | 4.16 |
| 2018-09-30 | 11,894,442 | 9,656,877 | 8,041,359 | 1.69 | 12.68 | 4.25 |
| 2018-12-31 | 12,102,845 | 9,558,066 | 8,189,465 | 1.71 | 12.81 | 4.28 |
| 2019-03-31 | 12,062,219 | 9,644,352 | 8,225,673 | 1.73 | 12.79 | 4.27 |
| 2019-06-30 | 12,662,847 | 9,929,512 | 8,767,434 | 1.77 | 12.94 | 4.31 |
| 2019-09-30 | 13,707,181 | 10,931,944 | 9,515,994 | 1.74 | 12.37 | 4.37 |
| 2019-12-31 | 13,673,038 | 10,834,293 | 9,457,514 | 1.76 | 12.33 | 4.43 |
| 2020-03-31 | 15,147,427 | 11,615,346 | 10,032,635 | 1.28 | 8.60 | 4.22 |
| 2020-06-30 | 16,896,401 | 13,438,433 | 11,406,214 | 1.47 | 10.17 | 4.17 |
| 2020-09-30 | 17,915,174 | 14,378,492 | 11,602,116 | 1.61 | 11.43 | 4.08 |
| 2020-12-31 | 18,492,383 | 14,882,955 | 11,131,025 | 1.68 | 12.18 | 4.08 |
| 2021-03-31 | 19,759,090 | 16,213,057 | 11,232,214 | 1.73 | 14.07 | 3.62 |
| 2021-06-30 | 20,475,522 | 16,888,445 | 11,185,010 | 1.67 | 13.84 | 3.51 |
| 2021-09-30 | 21,302,482 | 17,649,441 | 11,234,420 | 1.61 | 13.59 | 3.48 |
| 2021-12-31 | 25,919,785 | 21,456,554 | 13,320,163 | 1.41 | 11.77 | 3.44 |
| 2022-03-31 | 26,083,346 | 21,843,492 | 13,606,144 | 1.08 | 9.20 | 3.16 |
| 2022-06-30 | 26,666,056 | 21,912,239 | 14,260,629 | 1.14 | 9.91 | 3.20 |
| 2022-09-30 | 26,711,507 | 21,990,093 | 14,694,762 | 1.17 | 10.43 | 3.28 |
| 2022-12-31 | 26,612,483 | 20,682,239 | 15,076,843 | 1.19 | 10.66 | 3.32 |
| 2023-03-31 | 27,784,636 | 20,258,443 | 15,346,469 | 0.94 | 8.75 | 3.05 |
| 2023-06-30 | 27,508,047 | 20,126,170 | 15,800,583 | 0.89 | 8.28 | 2.92 |
| 2023-09-30 | 28,045,042 | 20,521,585 | 15,971,802 | 0.85 | 8.03 | 2.84 |
| 2023-12-31 | 27,724,419 | 20,029,981 | 16,021,016 | 0.85 | 7.92 | 2.80 |
| 2024-03-31 | 27,803,933 | 20,576,962 | 16,560,758 | 0.53 | 4.79 | 2.68 |
| 2024-06-30 | 27,785,258 | 20,264,352 | 16,690,781 | 0.61 | 5.42 | 2.68 |
| 2024-09-30 | 28,188,019 | 20,884,862 | 17,022,143 | 0.66 | 5.86 | 2.75 |
| 2024-12-31 | 27,886,112 | 20,720,297 | 17,088,868 | 0.73 | 6.44 | 2.83 |
| 2025-03-31 | 27,842,369 | 20,810,915 | 17,048,641 | 0.84 | 7.26 | 3.07 |
| 2025-06-30 | 28,986,503 | 21,806,818 | 18,353,679 | 0.83 | 7.00 | 3.18 |
| 2025-09-30 | 28,997,691 | 22,062,219 | 18,604,577 | 0.89 | 7.40 | 3.30 |
| 2025-12-31 | 31,955,659 | 24,781,560 | 20,711,663 | 0.90 | 7.34 | 3.45 |
| 2026-03-31 | 31,717,351 | 24,944,633 | 20,819,544 | 1.10 | 8.29 | 3.82 |
| 2026-06-30 | 31,577,225 | 24,860,896 | 21,148,843 | 1.20 | 8.91 | 3.89 |
261 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-10-01 | 1 | 112163 | 2634191 |
| 2025-05-01 | 1 | 300960 | 2634191 |
| 2024-02-01 | 1 | 129479 | 2634191 |
| 2021-10-01 | 1 | 984379 | 2634191 |
| 2020-03-01 | 1 | 1897270 | 2634191 |
| 2019-08-01 | 1 | 2349301 | 2634191 |
| 2019-05-01 | 1 | 745570 | 2634191 |
| 2018-03-01 | 1 | 633154 | 2634191 |
| 2018-02-01 | 1 | 622756 | 2634191 |
| 2017-05-01 | 1 | 2626794 | 2634191 |
| 2016-09-01 | 1 | 3529650 | 2634191 |
| 2015-10-31 | 1 | 708454 | 2634191 |
| 2015-02-28 | 1 | 685555 | 2634191 |
| 2014-09-01 | 1 | 338758 | 2634191 |
| 2013-08-01 | 1 | 119274 | 2634191 |
| 2013-06-01 | 1 | 563756 | 2634191 |
| 2012-05-01 | 1 | 22356 | 2634191 |
| 2012-05-01 | 1 | 648055 | 2634191 |
| 2012-05-01 | 1 | 649650 | 2634191 |
| 2012-05-01 | 1 | 652351 | 2634191 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.