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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2025-12-31 | 1,022,737 | 823,293 | 698,753 | 1.29 | 10.79 | 4.06 |
| 2026-03-31 | 1,068,527 | 870,634 | 706,959 | 1.34 | 11.10 | 4.17 |
| 2026-06-30 | 1,053,271 | 851,058 | 720,502 | 1.52 | 12.60 | 4.26 |
15 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-04-02 | 1 | 743053 | 928056 |
| 2015-10-06 | 1 | 2726416 | 928056 |
| 2014-10-21 | 1 | 3091401 | 928056 |
| 2006-09-02 | 1 | 193452 | 928056 |
| 2002-02-01 | 1 | 682451 | 928056 |
| 1995-01-03 | 1 | 15255 | 928056 |
| 1995-01-03 | 1 | 280053 | 928056 |
| 1990-05-05 | 50 | 603577 | 928056 |
| 1986-08-15 | 50 | 503752 | 928056 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.