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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 143,403,000 | 92,800,000 | 49,947,000 | 0.92 | 5.50 | 1.33 |
| 2016-06-30 | 160,666,000 | 113,714,000 | 47,551,000 | 0.97 | 6.05 | 1.25 |
| 2016-09-30 | 158,429,000 | 111,497,000 | 47,831,000 | 0.97 | 6.14 | 1.22 |
| 2016-12-31 | 159,116,000 | 114,789,000 | 46,996,000 | 0.96 | 6.10 | 1.20 |
| 2017-03-31 | 156,156,000 | 110,737,000 | 47,567,000 | 0.85 | 5.39 | 1.09 |
| 2017-06-30 | 151,219,000 | 105,886,000 | 50,678,000 | 0.93 | 5.82 | 1.26 |
| 2017-09-30 | 157,953,000 | 108,449,000 | 55,533,000 | 0.93 | 5.82 | 1.34 |
| 2017-12-31 | 164,539,000 | 115,679,000 | 59,080,000 | 0.90 | 5.65 | 1.41 |
| 2018-03-31 | 171,731,000 | 124,112,000 | 63,427,000 | 1.37 | 8.91 | 1.76 |
| 2018-06-30 | 177,468,000 | 127,685,000 | 69,311,000 | 1.22 | 8.03 | 1.74 |
| 2018-09-30 | 179,244,000 | 130,249,000 | 71,049,000 | 1.18 | 7.75 | 1.72 |
| 2018-12-31 | 191,517,000 | 137,463,000 | 75,981,000 | 1.21 | 8.02 | 1.75 |
| 2019-03-31 | 195,860,000 | 145,063,000 | 76,063,000 | 0.85 | 5.92 | 1.63 |
| 2019-06-30 | 200,100,000 | 139,980,000 | 77,018,000 | 0.82 | 5.69 | 1.67 |
| 2019-09-30 | 211,831,000 | 149,776,000 | 79,264,000 | 0.74 | 5.25 | 1.61 |
| 2019-12-31 | 228,836,000 | 168,119,000 | 83,599,000 | 0.79 | 5.67 | 1.56 |
| 2020-03-31 | 254,668,000 | 180,215,000 | 103,575,000 | 0.44 | 3.64 | 1.51 |
| 2020-06-30 | 282,583,000 | 220,731,000 | 92,318,000 | 0.13 | 1.11 | 1.31 |
| 2020-09-30 | 277,943,000 | 218,776,000 | 86,381,000 | 0.34 | 3.05 | 1.24 |
| 2020-12-31 | 271,652,000 | 217,310,000 | 91,027,000 | 0.34 | 3.06 | 1.25 |
| 2021-03-31 | 288,623,000 | 225,774,000 | 96,838,000 | 1.26 | 11.68 | 1.32 |
| 2021-06-30 | 351,163,000 | 282,181,000 | 103,668,000 | 1.00 | 9.82 | 1.29 |
| 2021-09-30 | 387,383,000 | 272,182,000 | 119,394,000 | 1.04 | 10.16 | 1.28 |
| 2021-12-31 | 434,075,000 | 321,869,000 | 138,259,000 | 0.97 | 9.60 | 1.27 |
| 2022-03-31 | 474,643,000 | 329,587,000 | 143,463,000 | 0.83 | 8.77 | 1.27 |
| 2022-06-30 | 501,906,000 | 348,792,000 | 154,560,000 | 0.68 | 7.38 | 1.33 |
| 2022-09-30 | 513,905,000 | 360,826,000 | 155,657,000 | 0.68 | 7.39 | 1.44 |
| 2022-12-31 | 485,553,000 | 362,009,000 | 158,254,000 | 0.68 | 7.26 | 1.60 |
| 2023-03-31 | 490,799,000 | 337,173,000 | 157,130,000 | 1.36 | 13.41 | 2.13 |
| 2023-06-30 | 517,106,000 | 365,657,000 | 157,171,000 | 1.15 | 11.41 | 2.09 |
| 2023-09-30 | 538,127,000 | 375,036,000 | 159,744,000 | 1.15 | 11.47 | 1.99 |
| 2023-12-31 | 521,102,000 | 381,773,000 | 166,636,000 | 1.07 | 10.60 | 1.92 |
| 2024-03-31 | 549,378,000 | 380,095,000 | 168,172,000 | 1.72 | 16.48 | 1.94 |
| 2024-06-30 | 545,184,000 | 373,271,000 | 170,664,000 | 1.63 | 15.38 | 1.83 |
| 2024-09-30 | 566,509,000 | 389,005,000 | 179,454,000 | 1.42 | 13.33 | 1.84 |
| 2024-12-31 | 561,177,000 | 389,733,000 | 185,734,000 | 1.40 | 13.02 | 1.86 |
| 2025-03-31 | 598,460,000 | 407,086,000 | 196,998,000 | 1.61 | 14.51 | 1.92 |
| 2025-06-30 | 625,410,000 | 407,844,000 | 204,430,000 | 1.47 | 13.51 | 1.99 |
| 2025-09-30 | 644,020,000 | 424,766,000 | 210,351,000 | 1.45 | 13.56 | 2.04 |
| 2025-12-31 | 644,997,000 | 438,331,000 | 226,576,000 | 1.42 | 13.43 | 2.01 |
| 2026-03-31 | 751,776,000 | 504,823,000 | 240,344,000 | 1.12 | 12.12 | 1.68 |
| 2026-06-30 | 758,788,000 | 498,804,000 | 247,588,000 | 1.21 | 13.72 | 1.78 |
5 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-04-16 | 7 | 2017570 | 2182786 |
| 2009-01-07 | 1 | 3956201 | 2182786 |
| 2008-11-28 | 1 | 1473508 | 2182786 |
| 2008-11-28 | 1 | 3278305 | 2182786 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.