Regulatory profile
Hattiesburg, MS · FDIC certificate #31864
GRAND BANK FOR SAVINGS FSB is an FDIC-insured institution based in Hattiesburg, MS (FDIC certificate #31864). In its Q3 2026 Call Report it reported total assets of $289M, total deposits of $254M and net loans of $201M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for GRAND BANK FOR SAVINGS FSB from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $254M |
|---|---|
| Net loans and leases | $201M |
Plain-language readout
GRAND BANK FOR SAVINGS FSB in Hattiesburg, MS funds its loans with $254M of deposits and holds $201M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for GRAND BANK FOR SAVINGS FSB in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 78.89% in Q3 2026, against 84.24% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $201M | $254M | 78.89% |
| Q2 2026 | $203M | $247M | 82.28% |
| Q1 2026 | $205M | $244M | 84.24% |