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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,006,771 | 898,124 | 851,631 | 1.82 | 18.18 | 4.97 |
| 2021-06-30 | 1,016,194 | 904,346 | 849,358 | 1.96 | 19.75 | 5.46 |
| 2021-09-30 | 1,045,319 | 929,139 | 867,428 | 2.07 | 20.95 | 5.76 |
| 2021-12-31 | 1,079,912 | 959,599 | 892,283 | 2.16 | 21.86 | 5.93 |
| 2022-03-31 | 1,136,849 | 1,019,488 | 890,529 | 1.47 | 15.32 | 5.35 |
| 2022-06-30 | 1,121,310 | 1,004,051 | 931,289 | 1.54 | 16.28 | 5.40 |
| 2022-09-30 | 1,220,106 | 1,038,606 | 973,089 | 1.50 | 16.28 | 5.42 |
| 2022-12-31 | 1,458,130 | 1,218,701 | 1,167,306 | 1.58 | 17.05 | 5.35 |
| 2023-03-31 | 1,568,238 | 1,397,557 | 1,228,139 | 1.46 | 15.60 | 4.74 |
| 2023-06-30 | 1,614,310 | 1,437,055 | 1,272,953 | 1.47 | 15.82 | 4.94 |
| 2023-09-30 | 1,610,529 | 1,427,530 | 1,291,248 | 1.48 | 15.85 | 5.08 |
| 2023-12-31 | 1,602,092 | 1,411,553 | 1,358,078 | 1.63 | 17.17 | 5.22 |
| 2024-03-31 | 1,697,059 | 1,504,781 | 1,387,875 | 1.29 | 13.16 | 5.37 |
| 2024-06-30 | 1,696,152 | 1,511,558 | 1,403,566 | 1.25 | 12.73 | 5.28 |
| 2024-09-30 | 1,702,015 | 1,509,845 | 1,372,100 | 1.41 | 14.33 | 5.24 |
| 2024-12-31 | 1,726,343 | 1,532,637 | 1,407,017 | 1.40 | 14.16 | 5.25 |
| 2025-03-31 | 1,769,451 | 1,570,557 | 1,399,254 | 1.35 | 13.48 | 5.13 |
| 2025-06-30 | 1,841,357 | 1,639,089 | 1,489,984 | 1.58 | 15.90 | 5.24 |
| 2025-09-30 | 1,837,504 | 1,626,560 | 1,485,307 | 1.73 | 17.35 | 5.38 |
| 2025-12-31 | 1,850,039 | 1,635,238 | 1,562,272 | 1.73 | 17.21 | 5.43 |
| 2026-03-31 | 1,900,140 | 1,678,791 | 1,587,030 | 1.80 | 17.42 | 5.35 |
| 2026-06-30 | 1,928,955 | 1,708,398 | 1,631,615 | 1.81 | 17.72 | 5.35 |
26 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-12-17 | 1 | 3597677 | 2482824 |
| 2018-05-19 | 1 | 284574 | 2482824 |
| 1996-07-17 | 1 | 876353 | 2482824 |
| 1996-07-17 | 1 | 893051 | 2482824 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.