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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,315,948 | 3,495,581 | 3,536,683 | 0.97 | 9.98 | 4.41 |
| 2016-06-30 | 4,414,532 | 3,411,602 | 3,669,821 | 0.98 | 10.21 | 4.30 |
| 2016-09-30 | 4,444,916 | 3,606,471 | 3,700,920 | 1.02 | 10.23 | 4.27 |
| 2016-12-31 | 4,553,702 | 3,719,589 | 3,778,038 | 1.06 | 10.39 | 4.23 |
| 2017-03-31 | 4,435,169 | 3,732,368 | 3,733,855 | 1.13 | 10.15 | 3.99 |
| 2017-06-30 | 4,450,229 | 3,620,590 | 3,781,956 | 1.34 | 11.88 | 3.95 |
| 2017-09-30 | 4,515,101 | 3,646,626 | 3,812,996 | 1.27 | 11.20 | 3.96 |
| 2017-12-31 | 4,417,210 | 3,644,439 | 3,735,374 | 1.26 | 10.91 | 3.98 |
| 2018-03-31 | 4,414,152 | 3,610,983 | 3,767,623 | 1.34 | 11.04 | 4.06 |
| 2018-06-30 | 4,570,521 | 3,647,979 | 3,864,916 | 1.35 | 11.11 | 4.10 |
| 2018-09-30 | 4,586,363 | 3,648,447 | 3,946,240 | 1.60 | 13.14 | 4.15 |
| 2018-12-31 | 4,679,144 | 3,799,848 | 3,990,651 | 1.60 | 13.12 | 4.20 |
| 2019-03-31 | 4,779,817 | 4,011,183 | 4,052,228 | 1.62 | 12.97 | 4.23 |
| 2019-06-30 | 4,874,079 | 3,951,095 | 4,123,561 | 1.63 | 12.97 | 4.21 |
| 2019-09-30 | 4,976,158 | 3,999,340 | 4,167,522 | 1.66 | 13.10 | 4.20 |
| 2019-12-31 | 5,014,991 | 4,026,316 | 4,163,224 | 1.64 | 12.84 | 4.16 |
| 2020-03-31 | 5,074,900 | 4,229,275 | 4,211,195 | 1.30 | 9.88 | 3.97 |
| 2020-06-30 | 5,569,590 | 4,640,366 | 4,419,833 | 1.20 | 9.31 | 3.77 |
| 2020-09-30 | 5,447,323 | 4,567,316 | 4,437,737 | 1.19 | 9.27 | 3.75 |
| 2020-12-31 | 5,530,949 | 4,635,635 | 4,314,585 | 1.26 | 9.85 | 3.73 |
| 2021-03-31 | 5,606,941 | 4,747,815 | 4,316,229 | 1.52 | 12.31 | 3.56 |
| 2021-06-30 | 5,580,774 | 4,691,805 | 4,233,137 | 1.57 | 12.64 | 3.58 |
| 2021-09-30 | 5,454,766 | 4,568,558 | 4,036,495 | 1.58 | 12.77 | 3.60 |
| 2021-12-31 | 5,455,015 | 4,606,544 | 4,016,235 | 1.49 | 12.06 | 3.59 |
| 2022-03-31 | 5,377,425 | 4,536,960 | 4,113,159 | 1.36 | 11.18 | 3.51 |
| 2022-06-30 | 5,555,206 | 4,554,335 | 4,364,341 | 1.40 | 11.78 | 3.71 |
| 2022-09-30 | 5,679,284 | 4,776,531 | 4,501,206 | 1.40 | 12.20 | 3.86 |
| 2022-12-31 | 5,684,000 | 4,720,488 | 4,511,647 | 1.48 | 13.08 | 3.97 |
| 2023-03-31 | 5,771,935 | 4,835,183 | 4,575,427 | 1.55 | 14.30 | 4.13 |
| 2023-06-30 | 5,723,662 | 4,866,603 | 4,527,055 | 1.48 | 13.64 | 3.94 |
| 2023-09-30 | 5,752,219 | 4,904,361 | 4,570,244 | 1.39 | 13.02 | 3.85 |
| 2023-12-31 | 5,815,659 | 4,773,695 | 4,595,469 | 1.30 | 12.13 | 3.76 |
| 2024-03-31 | 5,780,401 | 4,830,730 | 4,597,158 | 1.05 | 9.78 | 3.48 |
| 2024-06-30 | 5,962,137 | 4,676,795 | 4,646,744 | 1.17 | 10.98 | 3.53 |
| 2024-09-30 | 6,039,292 | 4,780,698 | 4,721,235 | 1.19 | 11.15 | 3.55 |
| 2024-12-31 | 5,984,730 | 4,698,442 | 4,697,330 | 1.17 | 11.08 | 3.59 |
| 2025-03-31 | 5,995,890 | 4,858,195 | 4,697,493 | 1.27 | 12.26 | 3.70 |
| 2025-06-30 | 5,857,319 | 4,714,765 | 4,539,903 | 1.37 | 13.02 | 3.79 |
| 2025-09-30 | 5,740,564 | 4,563,397 | 4,473,276 | 1.34 | 12.62 | 3.81 |
| 2025-12-31 | 5,603,078 | 4,544,883 | 4,363,691 | 1.31 | 12.30 | 3.82 |
| 2026-03-31 | 5,690,468 | 4,507,516 | 4,463,463 | 1.31 | 12.11 | 3.76 |
| 2026-06-30 | 5,526,075 | 4,376,365 | 4,315,580 | 1.26 | 11.61 | 3.84 |
108 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-06-21 | 50 | 2085177 | 572374 |
| 2012-04-28 | 50 | 1012970 | 572374 |
| 2011-10-08 | 50 | 564155 | 572374 |
| 2009-09-05 | 50 | 219772 | 572374 |
| 2009-03-21 | 50 | 181851 | 572374 |
| 1981-02-01 | 1 | 662677 | 572374 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.