GUARANTY BANK

FDIC #58892 · MO · period 20260630

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Total assets2,041,133-6.42% YoY

Total deposits1,540,004-6.85% YoY

Net loans and leases1,568,531-6.59% YoY

Return on assets0.64%-34.58% YoY

Return on equity4.16%-34.28% YoY

Net interest margin4.29%+39.08% YoY

Peer position

Return on assets27thopportunity · n=902

Return on equity11thopportunity · n=894

Net interest margin17thopportunity · n=902

Equity to assets96thstrength · n=894

Noncurrent loans31stin line · n=887

Liquid assets18thopportunity · n=895

Brokered deposits9thopportunity · n=890

Loans to deposits22ndopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2022-06-30	2,041,133	1,540,004	1,568,531	0.64	4.16	4.29
2022-09-30	2,107,448	1,632,141	1,625,858	1.19	7.83	4.33
2022-12-31	2,148,808	1,587,494	1,654,237	1.49	9.84	4.46
2023-03-31	2,150,260	1,648,631	1,664,473	1.00	6.51	3.28
2023-06-30	2,181,279	1,653,316	1,679,279	0.98	6.33	3.08
2023-09-30	2,243,919	1,723,016	1,729,975	1.06	6.91	3.00
2023-12-31	2,279,684	1,768,136	1,741,219	1.15	7.46	2.96
2024-03-31	2,329,533	1,744,144	1,788,246	0.87	5.60	2.68
2024-06-30	2,373,896	1,791,735	1,826,706	1.14	7.36	2.68
2024-09-30	2,358,588	1,779,295	1,812,007	1.19	7.59	2.73
2024-12-31	2,340,232	1,824,401	1,791,990	1.12	7.09	2.77
2025-03-31	2,332,497	1,841,624	1,771,656	0.71	4.35	2.68
2025-06-30	2,367,028	1,867,483	1,809,982	0.78	4.74	2.73
2025-09-30	2,447,397	1,835,993	1,870,752	0.96	5.86	2.78
2025-12-31	2,414,264	1,833,594	1,842,531	1.00	6.12	2.86
2026-03-31	2,423,392	1,775,974	1,875,820	1.23	7.56	3.10
2026-06-30	2,383,523	1,879,402	1,806,173	0.95	5.82	3.05

Structure and branch footprint

13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2022-04-02	1	131173	3804535

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.