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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,373,361 | 1,212,577 | 1,029,140 | 1.35 | 15.97 | 5.56 |
| 2016-06-30 | 1,437,114 | 1,266,295 | 1,098,110 | 1.66 | 19.46 | 5.76 |
| 2016-09-30 | 1,483,228 | 1,288,412 | 1,160,155 | 1.60 | 18.78 | 5.87 |
| 2016-12-31 | 1,529,736 | 1,345,430 | 1,182,109 | 1.70 | 19.91 | 5.97 |
| 2017-03-31 | 1,564,003 | 1,376,255 | 1,230,724 | 1.80 | 21.40 | 6.43 |
| 2017-06-30 | 1,660,174 | 1,483,264 | 1,288,448 | 2.00 | 24.04 | 6.74 |
| 2017-09-30 | 1,632,046 | 1,449,335 | 1,287,347 | 2.05 | 24.40 | 6.84 |
| 2017-12-31 | 1,612,424 | 1,414,718 | 1,316,494 | 1.73 | 20.50 | 6.95 |
| 2018-03-31 | 1,602,430 | 1,424,341 | 1,276,176 | 1.77 | 20.42 | 7.29 |
| 2018-06-30 | 1,680,792 | 1,510,996 | 1,383,245 | 1.73 | 20.08 | 7.49 |
| 2018-09-30 | 1,703,140 | 1,518,376 | 1,404,171 | 1.89 | 21.91 | 7.68 |
| 2018-12-31 | 1,701,434 | 1,520,581 | 1,380,617 | 1.66 | 19.13 | 7.86 |
| 2019-03-31 | 1,724,001 | 1,526,185 | 1,361,327 | 2.67 | 29.69 | 8.15 |
| 2019-06-30 | 1,773,174 | 1,572,359 | 1,408,789 | 1.78 | 19.60 | 7.74 |
| 2019-09-30 | 1,862,276 | 1,652,731 | 1,407,495 | 1.65 | 18.25 | 7.67 |
| 2019-12-31 | 1,820,602 | 1,609,550 | 1,407,630 | 1.53 | 16.80 | 7.64 |
| 2020-03-31 | 1,886,049 | 1,681,109 | 1,471,532 | -0.07 | -0.82 | 7.04 |
| 2020-06-30 | 2,237,684 | 2,011,256 | 1,655,073 | 0.65 | 7.54 | 6.55 |
| 2020-09-30 | 2,255,921 | 2,020,107 | 1,739,570 | 1.12 | 13.08 | 6.42 |
| 2020-12-31 | 2,296,578 | 2,059,287 | 1,802,422 | 1.08 | 12.70 | 6.39 |
| 2021-03-31 | 2,411,236 | 2,186,465 | 1,834,753 | 1.45 | 17.41 | 6.38 |
| 2021-06-30 | 2,575,092 | 2,332,888 | 1,847,724 | 1.80 | 21.66 | 6.48 |
| 2021-09-30 | 2,646,924 | 2,379,385 | 1,839,428 | 1.95 | 23.41 | 6.68 |
| 2021-12-31 | 2,823,154 | 2,552,602 | 1,798,736 | 1.90 | 22.80 | 6.77 |
| 2022-03-31 | 2,845,563 | 2,579,224 | 1,822,134 | 1.78 | 21.72 | 6.49 |
| 2022-06-30 | 2,927,905 | 2,666,643 | 1,917,723 | 1.76 | 21.93 | 6.70 |
| 2022-09-30 | 3,071,522 | 2,646,944 | 2,110,877 | 1.72 | 22.03 | 6.92 |
| 2022-12-31 | 3,069,873 | 2,601,581 | 2,097,130 | 1.74 | 22.27 | 7.07 |
| 2023-03-31 | 3,060,719 | 2,587,375 | 2,069,818 | 0.86 | 11.10 | 7.05 |
| 2023-06-30 | 3,046,331 | 2,598,326 | 2,131,531 | 1.00 | 12.80 | 7.21 |
| 2023-09-30 | 3,034,409 | 2,549,964 | 2,166,802 | 1.06 | 13.48 | 7.40 |
| 2023-12-31 | 3,130,851 | 2,651,785 | 2,167,120 | 0.85 | 10.68 | 7.39 |
| 2024-03-31 | 3,211,996 | 2,754,213 | 2,239,039 | 0.36 | 4.32 | 7.19 |
| 2024-06-30 | 3,335,210 | 2,879,531 | 2,372,582 | 0.40 | 4.94 | 7.25 |
| 2024-09-30 | 3,314,321 | 2,848,778 | 2,353,654 | 0.54 | 6.55 | 7.23 |
| 2024-12-31 | 3,371,364 | 2,928,839 | 2,358,086 | 0.23 | 2.81 | 7.21 |
| 2025-03-31 | 3,418,101 | 2,967,225 | 2,386,038 | 1.18 | 14.63 | 6.95 |
| 2025-06-30 | 3,534,323 | 3,083,626 | 2,484,422 | 1.30 | 16.00 | 7.09 |
| 2025-09-30 | 3,505,526 | 3,047,663 | 2,501,919 | 1.23 | 14.89 | 7.19 |
| 2025-12-31 | 3,630,639 | 3,151,890 | 2,535,346 | 1.15 | 13.84 | 7.19 |
| 2026-03-31 | 3,714,223 | 3,236,690 | 2,584,808 | 0.91 | 10.64 | 6.91 |
| 2026-06-30 | 3,856,151 | 3,310,665 | 2,770,579 | 1.11 | 13.02 | 7.03 |
40 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1997-11-22 | 50 | 878937 | 1458608 |
| 1991-09-28 | 50 | 706272 | 1458608 |
| 1991-05-25 | 50 | 882372 | 1458608 |
| 1990-06-23 | 50 | 1002476 | 1458608 |
| 1990-06-09 | 50 | 780870 | 1458608 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.