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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 22,711,951 | 18,709,067 | 15,784,345 | 0.12 | 1.05 | 3.24 |
| 2016-06-30 | 22,977,028 | 18,878,017 | 15,852,013 | 0.49 | 4.42 | 3.24 |
| 2016-09-30 | 23,022,753 | 18,954,629 | 15,877,321 | 0.62 | 5.52 | 3.23 |
| 2016-12-31 | 23,887,875 | 19,748,306 | 16,556,815 | 0.75 | 6.77 | 3.22 |
| 2017-03-31 | 25,398,512 | 19,994,392 | 18,012,223 | 0.83 | 7.62 | 3.31 |
| 2017-06-30 | 26,539,923 | 21,526,679 | 18,278,769 | 0.83 | 7.66 | 3.39 |
| 2017-09-30 | 26,732,520 | 21,622,434 | 18,586,404 | 0.86 | 7.95 | 3.41 |
| 2017-12-31 | 27,268,871 | 22,346,410 | 18,826,728 | 0.87 | 8.03 | 3.42 |
| 2018-03-31 | 27,220,166 | 22,575,131 | 18,903,626 | 1.10 | 10.14 | 3.37 |
| 2018-06-30 | 27,844,612 | 22,321,965 | 19,192,442 | 1.08 | 10.04 | 3.39 |
| 2018-09-30 | 28,025,305 | 22,495,471 | 19,359,704 | 1.13 | 10.56 | 3.40 |
| 2018-12-31 | 28,215,417 | 23,311,003 | 19,860,065 | 1.21 | 11.25 | 3.41 |
| 2019-03-31 | 28,474,035 | 23,470,942 | 19,945,606 | 1.14 | 10.36 | 3.44 |
| 2019-06-30 | 28,747,696 | 23,356,892 | 20,016,357 | 1.20 | 10.73 | 3.45 |
| 2019-09-30 | 30,529,429 | 24,493,469 | 20,916,170 | 1.11 | 9.87 | 3.41 |
| 2019-12-31 | 30,597,146 | 23,881,555 | 21,077,374 | 1.15 | 10.19 | 3.43 |
| 2020-03-31 | 31,745,664 | 25,089,489 | 21,157,272 | -1.39 | -12.42 | 3.35 |
| 2020-06-30 | 33,198,825 | 27,585,599 | 22,550,346 | -1.39 | -12.88 | 3.33 |
| 2020-09-30 | 33,173,733 | 27,270,128 | 21,895,162 | -0.57 | -5.36 | 3.31 |
| 2020-12-31 | 33,609,269 | 27,909,883 | 21,475,982 | -0.10 | -0.96 | 3.30 |
| 2021-03-31 | 35,049,974 | 29,430,542 | 21,365,219 | 1.29 | 12.70 | 3.10 |
| 2021-06-30 | 35,074,799 | 29,358,646 | 20,839,068 | 1.19 | 11.69 | 3.07 |
| 2021-09-30 | 35,300,256 | 29,317,782 | 20,605,624 | 1.30 | 12.66 | 3.05 |
| 2021-12-31 | 36,519,724 | 30,577,069 | 20,885,664 | 1.36 | 13.31 | 2.99 |
| 2022-03-31 | 36,297,712 | 30,606,269 | 21,066,156 | 1.38 | 13.99 | 2.81 |
| 2022-06-30 | 34,617,125 | 29,957,628 | 21,583,092 | 1.39 | 14.05 | 2.98 |
| 2022-09-30 | 34,539,342 | 29,063,593 | 22,312,544 | 1.45 | 14.96 | 3.19 |
| 2022-12-31 | 35,158,162 | 29,210,138 | 22,832,713 | 1.51 | 15.60 | 3.34 |
| 2023-03-31 | 37,524,865 | 29,775,084 | 23,118,960 | 1.42 | 15.06 | 3.53 |
| 2023-06-30 | 36,183,926 | 30,230,464 | 23,531,294 | 1.38 | 14.47 | 3.47 |
| 2023-09-30 | 36,273,439 | 30,531,504 | 23,693,322 | 1.29 | 13.55 | 3.43 |
| 2023-12-31 | 35,580,052 | 29,948,878 | 23,640,206 | 1.12 | 11.54 | 3.43 |
| 2024-03-31 | 35,229,989 | 30,032,352 | 23,673,766 | 1.25 | 11.90 | 3.39 |
| 2024-06-30 | 35,392,436 | 29,457,447 | 23,622,826 | 1.29 | 12.15 | 3.42 |
| 2024-09-30 | 35,214,458 | 29,245,213 | 23,162,946 | 1.31 | 12.06 | 3.44 |
| 2024-12-31 | 35,067,504 | 29,778,188 | 23,002,095 | 1.34 | 12.22 | 3.45 |
| 2025-03-31 | 34,732,348 | 29,472,691 | 22,806,628 | 1.40 | 12.00 | 3.48 |
| 2025-06-30 | 35,205,094 | 29,322,581 | 23,179,326 | 1.37 | 11.57 | 3.51 |
| 2025-09-30 | 35,747,114 | 28,930,377 | 23,316,341 | 1.40 | 11.74 | 3.52 |
| 2025-12-31 | 35,458,426 | 29,554,747 | 23,683,956 | 1.41 | 11.78 | 3.54 |
| 2026-03-31 | 35,533,297 | 29,315,316 | 23,743,614 | 0.57 | 4.64 | 3.61 |
| 2026-06-30 | 36,329,257 | 29,883,644 | 24,320,416 | 1.01 | 8.29 | 3.63 |
193 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-01 | 1 | 3807880 | 463735 |
| 2019-09-21 | 1 | 223331 | 463735 |
| 2017-04-29 | 50 | 3445769 | 463735 |
| 2014-04-01 | 1 | 1464122 | 463735 |
| 2010-01-01 | 1 | 3249770 | 463735 |
| 2009-12-19 | 50 | 744470 | 463735 |
| 2001-09-22 | 1 | 102230 | 463735 |
| 1991-08-10 | 50 | 867379 | 463735 |
| 1990-06-16 | 50 | 954372 | 463735 |
| 1990-06-04 | 1 | 552433 | 463735 |
| 1985-10-01 | 1 | 80833 | 463735 |
| 1975-06-19 | 50 | 97831 | 463735 |
| 1973-12-01 | 1 | 99938 | 463735 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.