Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,304,215 | 3,514,795 | 3,268,036 | 1.46 | 12.50 | 3.94 |
| 2016-06-30 | 4,435,372 | 3,604,589 | 3,422,436 | 1.42 | 12.12 | 3.96 |
| 2016-09-30 | 4,396,418 | 3,780,322 | 3,520,112 | 1.38 | 11.61 | 3.95 |
| 2016-12-31 | 4,695,776 | 3,813,652 | 3,821,656 | 1.36 | 11.57 | 3.95 |
| 2017-03-31 | 4,813,290 | 4,095,547 | 3,919,648 | 1.25 | 9.99 | 3.88 |
| 2017-06-30 | 4,975,786 | 4,273,153 | 4,050,253 | 1.29 | 10.11 | 3.91 |
| 2017-09-30 | 5,112,990 | 4,311,395 | 4,169,332 | 1.28 | 10.01 | 3.92 |
| 2017-12-31 | 5,208,681 | 4,361,767 | 4,279,809 | 1.16 | 9.08 | 3.94 |
| 2018-03-31 | 5,302,500 | 4,389,060 | 4,387,788 | 1.29 | 10.18 | 3.79 |
| 2018-06-30 | 5,416,018 | 4,443,133 | 4,515,657 | 1.31 | 10.41 | 3.75 |
| 2018-09-30 | 5,482,211 | 4,622,259 | 4,555,662 | 1.32 | 10.57 | 3.73 |
| 2018-12-31 | 5,490,028 | 4,754,685 | 4,577,956 | 1.24 | 9.99 | 3.72 |
| 2019-03-31 | 5,566,398 | 4,833,948 | 4,549,864 | 1.21 | 10.19 | 3.59 |
| 2019-06-30 | 5,501,610 | 4,772,129 | 4,512,445 | 0.78 | 6.51 | 3.53 |
| 2019-09-30 | 5,512,619 | 4,697,001 | 4,525,723 | 0.87 | 7.26 | 3.53 |
| 2019-12-31 | 5,530,677 | 4,716,067 | 4,554,763 | 0.75 | 6.25 | 3.53 |
| 2020-03-31 | 5,615,894 | 4,602,035 | 4,477,136 | 0.31 | 2.68 | 3.47 |
| 2020-06-30 | 6,215,157 | 5,230,049 | 4,757,254 | 0.54 | 4.79 | 3.35 |
| 2020-09-30 | 6,103,789 | 5,210,428 | 4,760,351 | 0.77 | 6.89 | 3.34 |
| 2020-12-31 | 6,201,210 | 5,292,275 | 4,798,310 | 0.83 | 7.50 | 3.34 |
| 2021-03-31 | 6,437,470 | 5,521,377 | 4,761,433 | 1.29 | 11.90 | 3.17 |
| 2021-06-30 | 6,577,108 | 5,635,838 | 4,772,750 | 1.39 | 12.83 | 3.24 |
| 2021-09-30 | 6,775,618 | 5,824,018 | 4,800,133 | 1.51 | 13.99 | 3.26 |
| 2021-12-31 | 6,855,957 | 5,881,147 | 5,092,326 | 1.64 | 15.10 | 3.24 |
| 2022-03-31 | 6,726,735 | 5,801,391 | 5,281,605 | 1.41 | 13.01 | 3.36 |
| 2022-06-30 | 6,940,385 | 6,001,778 | 5,600,863 | 1.49 | 13.96 | 3.52 |
| 2022-09-30 | 7,105,394 | 6,216,304 | 5,739,451 | 1.54 | 14.77 | 3.63 |
| 2022-12-31 | 7,348,419 | 6,178,629 | 5,903,653 | 1.58 | 15.27 | 3.68 |
| 2023-03-31 | 7,407,990 | 6,214,113 | 5,911,861 | 1.41 | 14.03 | 3.36 |
| 2023-06-30 | 7,317,785 | 6,328,339 | 5,901,440 | 1.32 | 12.98 | 3.30 |
| 2023-09-30 | 7,319,729 | 6,268,788 | 5,965,239 | 1.26 | 12.34 | 3.27 |
| 2023-12-31 | 7,534,939 | 6,288,066 | 6,124,984 | 1.22 | 11.86 | 3.21 |
| 2024-03-31 | 7,476,932 | 6,382,715 | 6,113,570 | 0.92 | 8.75 | 2.89 |
| 2024-06-30 | 7,547,891 | 6,336,832 | 6,119,097 | 0.90 | 8.58 | 2.83 |
| 2024-09-30 | 7,678,240 | 6,416,965 | 6,242,917 | 0.90 | 8.51 | 2.82 |
| 2024-12-31 | 7,637,519 | 6,447,162 | 6,189,807 | 0.94 | 8.85 | 2.87 |
| 2025-03-31 | 7,684,437 | 6,626,112 | 6,223,423 | 1.03 | 9.57 | 3.07 |
| 2025-06-30 | 7,817,839 | 6,738,050 | 6,288,811 | 0.96 | 8.89 | 3.11 |
| 2025-09-30 | 7,811,870 | 6,772,314 | 6,464,991 | 1.05 | 9.72 | 3.18 |
| 2025-12-31 | 7,822,274 | 6,686,435 | 6,500,868 | 1.09 | 9.98 | 3.24 |
| 2026-03-31 | 7,789,627 | 6,801,918 | 6,479,931 | 1.25 | 11.14 | 3.44 |
| 2026-06-30 | 7,954,215 | 6,963,809 | 6,481,806 | 1.28 | 11.38 | 3.44 |
34 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-09-01 | 1 | 259657 | 657365 |
| 2004-05-01 | 1 | 803162 | 657365 |
| 1998-10-01 | 1 | 593173 | 657365 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.