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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-06-30 | 1,541,443 | 1,160,560 | 1,289,293 | 0.51 | 4.82 | 3.62 |
| 2021-09-30 | 1,484,641 | 1,165,232 | 1,238,573 | 1.12 | 10.92 | 4.15 |
| 2021-12-31 | 1,458,180 | 1,177,501 | 1,268,048 | 1.35 | 13.06 | 4.29 |
| 2022-03-31 | 1,476,665 | 1,230,579 | 1,279,155 | 1.67 | 15.64 | 4.31 |
| 2022-06-30 | 1,609,722 | 1,350,655 | 1,404,891 | 1.55 | 13.98 | 4.18 |
| 2022-09-30 | 1,839,918 | 1,528,410 | 1,610,687 | 1.49 | 13.58 | 4.11 |
| 2022-12-31 | 1,983,354 | 1,518,034 | 1,732,406 | 1.40 | 13.01 | 3.91 |
| 2023-03-31 | 2,071,369 | 1,708,260 | 1,772,486 | 0.70 | 6.98 | 2.94 |
| 2023-06-30 | 2,121,181 | 1,593,703 | 1,808,134 | 0.67 | 6.79 | 2.85 |
| 2023-09-30 | 2,148,690 | 1,735,799 | 1,859,876 | 0.69 | 6.98 | 2.69 |
| 2023-12-31 | 2,269,227 | 1,904,934 | 1,945,873 | 0.70 | 7.19 | 2.62 |
| 2024-03-31 | 2,306,539 | 1,917,860 | 1,993,283 | 0.76 | 8.25 | 2.41 |
| 2024-06-30 | 2,329,916 | 1,942,654 | 2,000,925 | 0.48 | 5.19 | 2.43 |
| 2024-09-30 | 2,326,680 | 1,958,991 | 1,999,128 | 0.54 | 5.86 | 2.42 |
| 2024-12-31 | 2,310,919 | 1,955,066 | 1,975,149 | 0.59 | 6.33 | 2.45 |
| 2025-03-31 | 2,290,246 | 1,936,408 | 1,954,055 | 0.32 | 3.31 | 2.71 |
| 2025-06-30 | 2,310,694 | 1,951,527 | 1,955,474 | 0.40 | 4.14 | 2.72 |
| 2025-09-30 | 2,330,131 | 1,975,609 | 1,975,181 | 0.48 | 5.03 | 2.75 |
| 2025-12-31 | 2,381,629 | 2,028,531 | 1,988,462 | 0.38 | 3.99 | 2.80 |
| 2026-03-31 | 2,369,373 | 2,051,549 | 1,989,841 | 0.42 | 4.42 | 3.05 |
| 2026-06-30 | 2,334,897 | 2,013,015 | 1,981,682 | 0.63 | 6.44 | 3.08 |
10 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-05-27 | 1 | 3685396 | 3793714 |
| 2019-08-10 | 1 | 562076 | 3793714 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.