HELM BANK USA

FDIC #32718 · FL · period 20260630

Download full PDF Download full Excel Download compact PDF Download compact Excel Return to profile

Total assets1,023,040-6.20% YoY

Total deposits913,628-10.37% YoY

Net loans and leases460,538-0.68% YoY

Return on assets0.85%+0.33% YoY

Return on equity7.80%-35.91% YoY

Net interest margin2.85%-9.31% YoY

Peer position

Return on assets36thin line · n=902

Return on equity48thin line · n=894

Net interest margin76thstrength · n=902

Equity to assets26thopportunity · n=894

Noncurrent loans13thopportunity · n=887

Liquid assets93rdstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits92ndstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-06-30	1,023,040	913,628	460,538	0.85	7.80	2.85
2022-03-31	1,181,139	1,091,188	426,614	0.56	6.30	2.62
2022-06-30	1,178,553	1,099,491	441,107	0.50	6.28	2.59
2022-09-30	1,106,869	1,044,885	442,060	0.71	9.87	2.90
2022-12-31	1,090,690	1,019,302	463,691	0.85	12.17	3.14
2023-03-31	1,119,555	1,037,103	481,179	1.19	18.62	3.91
2023-06-30	1,068,714	988,476	488,665	1.13	17.20	3.96
2023-09-30	1,024,654	956,421	504,555	1.11	17.26	4.03
2023-12-31	1,057,089	962,366	527,574	1.05	15.59	4.04
2024-03-31	1,044,175	951,976	547,427	0.95	11.90	4.06
2024-06-30	1,033,052	929,689	563,505	0.90	11.29	4.05
2024-09-30	1,015,891	908,056	589,261	0.76	9.11	4.03
2024-12-31	1,010,203	908,540	592,175	0.72	8.53	4.01
2025-03-31	1,065,367	958,274	595,880	0.86	9.67	4.06
2025-06-30	1,089,200	978,408	613,253	0.94	10.44	4.05
2025-09-30	1,141,781	1,024,508	637,127	0.98	10.76	4.02
2025-12-31	1,137,676	1,021,906	632,446	0.97	10.65	4.07
2026-03-31	1,163,513	1,047,178	634,735	1.11	11.94	4.16
2026-06-30	1,192,829	1,073,652	658,861	1.09	11.76	4.15

Structure and branch footprint

2 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1990-06-09	50	723578	1414819
1989-12-09	50	70432	1414819

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.