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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,676,456 | 3,147,737 | 2,436,517 | 1.07 | 8.06 | 4.02 |
| 2016-06-30 | 3,754,557 | 3,175,690 | 2,503,305 | 1.06 | 7.91 | 4.00 |
| 2016-09-30 | 3,843,504 | 3,262,545 | 2,557,730 | 1.12 | 8.41 | 4.00 |
| 2016-12-31 | 3,872,476 | 3,248,872 | 2,621,328 | 1.11 | 8.46 | 3.97 |
| 2017-03-31 | 3,882,035 | 3,265,685 | 2,641,999 | 1.03 | 8.12 | 3.87 |
| 2017-06-30 | 3,986,618 | 3,312,819 | 2,722,543 | 1.15 | 9.06 | 3.89 |
| 2017-09-30 | 4,045,273 | 3,342,395 | 2,771,481 | 1.15 | 9.08 | 3.91 |
| 2017-12-31 | 4,110,482 | 3,413,679 | 2,819,273 | 1.12 | 8.89 | 3.97 |
| 2018-03-31 | 4,672,407 | 3,925,735 | 3,251,323 | 1.02 | 7.81 | 4.24 |
| 2018-06-30 | 4,785,834 | 3,992,068 | 3,297,914 | 1.07 | 8.10 | 4.27 |
| 2018-09-30 | 5,272,173 | 4,424,427 | 3,616,461 | 1.18 | 8.73 | 4.40 |
| 2018-12-31 | 5,314,350 | 4,457,361 | 3,620,673 | 1.23 | 8.96 | 4.43 |
| 2019-03-31 | 5,338,759 | 4,421,160 | 3,663,235 | 1.33 | 9.14 | 4.29 |
| 2019-06-30 | 5,372,736 | 4,372,553 | 3,685,612 | 1.30 | 8.89 | 4.31 |
| 2019-09-30 | 5,510,868 | 4,581,728 | 3,700,036 | 1.33 | 9.09 | 4.29 |
| 2019-12-31 | 5,550,690 | 4,618,285 | 3,737,241 | 1.33 | 9.10 | 4.25 |
| 2020-03-31 | 5,584,024 | 4,627,799 | 3,808,644 | 0.98 | 6.73 | 4.05 |
| 2020-06-30 | 6,563,008 | 5,587,287 | 4,598,615 | 0.30 | 2.19 | 3.86 |
| 2020-09-30 | 6,681,934 | 5,712,481 | 4,601,640 | 0.58 | 4.41 | 3.72 |
| 2020-12-31 | 6,610,848 | 5,621,860 | 4,403,394 | 0.83 | 6.36 | 3.71 |
| 2021-03-31 | 7,022,912 | 6,042,158 | 4,538,445 | 1.56 | 12.77 | 3.46 |
| 2021-06-30 | 7,099,684 | 6,083,484 | 4,158,707 | 1.75 | 14.37 | 3.46 |
| 2021-09-30 | 7,255,546 | 6,238,938 | 3,908,203 | 1.57 | 12.99 | 3.37 |
| 2021-12-31 | 7,429,804 | 6,397,803 | 3,774,777 | 1.45 | 12.11 | 3.25 |
| 2022-03-31 | 7,480,784 | 6,494,115 | 3,781,987 | 1.13 | 9.90 | 2.80 |
| 2022-06-30 | 7,312,999 | 6,338,017 | 3,835,679 | 1.11 | 9.75 | 2.92 |
| 2022-09-30 | 7,196,436 | 6,247,464 | 3,959,206 | 1.15 | 10.23 | 3.17 |
| 2022-12-31 | 6,977,262 | 5,937,767 | 4,007,872 | 1.20 | 10.64 | 3.39 |
| 2023-03-31 | 7,233,406 | 5,800,294 | 4,083,003 | 1.25 | 10.83 | 3.85 |
| 2023-06-30 | 7,111,481 | 5,611,189 | 4,205,688 | 1.14 | 9.92 | 3.72 |
| 2023-09-30 | 7,146,237 | 5,649,764 | 4,220,174 | 1.13 | 9.85 | 3.68 |
| 2023-12-31 | 7,171,501 | 5,615,623 | 4,287,628 | 0.96 | 8.28 | 3.62 |
| 2024-03-31 | 7,087,265 | 5,534,560 | 4,378,429 | 0.42 | 3.47 | 3.31 |
| 2024-06-30 | 7,055,270 | 5,519,246 | 4,481,396 | 0.66 | 5.43 | 3.31 |
| 2024-09-30 | 7,148,305 | 5,709,767 | 4,628,088 | 0.68 | 5.60 | 3.34 |
| 2024-12-31 | 7,102,467 | 5,689,346 | 4,749,655 | 0.71 | 5.77 | 3.37 |
| 2025-03-31 | 7,125,457 | 5,849,495 | 4,712,688 | 0.89 | 7.10 | 3.45 |
| 2025-06-30 | 7,065,598 | 5,786,570 | 4,722,326 | 0.84 | 6.68 | 3.50 |
| 2025-09-30 | 7,006,231 | 5,863,269 | 4,715,186 | 0.96 | 7.58 | 3.57 |
| 2025-12-31 | 6,962,943 | 5,927,199 | 4,730,682 | 1.07 | 8.30 | 3.63 |
| 2026-03-31 | 8,492,771 | 7,258,982 | 5,661,687 | 1.15 | 8.66 | 4.07 |
| 2026-06-30 | 8,424,258 | 7,043,157 | 5,688,268 | 1.05 | 7.88 | 4.12 |
68 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-02-01 | 1 | 584377 | 881478 |
| 2018-07-02 | 1 | 2802664 | 881478 |
| 2018-01-16 | 1 | 3345944 | 881478 |
| 2014-05-01 | 1 | 63078 | 881478 |
| 2013-07-15 | 1 | 495277 | 881478 |
| 2013-06-20 | 1 | 37378 | 881478 |
| 2013-01-10 | 1 | 3130216 | 881478 |
| 2010-11-06 | 50 | 2453132 | 881478 |
| 2010-07-31 | 50 | 547279 | 881478 |
| 2006-06-01 | 1 | 1992513 | 881478 |
| 1998-11-21 | 1 | 915270 | 881478 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.