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Regulatory profile
FDIC certificate #33119 · RSSD 1469677
HERITAGE BANK INC is an FDIC-insured institution (FDIC certificate #33119). In its Q2 2026 Call Report it reported total assets of $2.0B, total deposits of $1.8B and net loans of $1.2B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for HERITAGE BANK INC from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.86% |
|---|---|
| Equity to assets | 7.23% |
| Noncurrent loans ratio | 0.47% |
| Nonaccrual loans ratio | 0.47% |
| Loan to deposit ratio | 67.86% |
| Liquid assets ratio | 32.77% |
| Brokered deposit ratio | 3.01% |
| Total deposits | $1.8B |
| Net loans and leases | $1.2B |