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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,543,034 | 1,269,518 | 1,219,166 | 0.87 | 8.99 | 4.43 |
| 2016-06-30 | 1,544,607 | 1,245,503 | 1,218,500 | 0.96 | 9.73 | 4.41 |
| 2016-09-30 | 1,549,524 | 1,239,523 | 1,231,820 | 1.02 | 10.18 | 4.40 |
| 2016-12-31 | 1,555,629 | 1,266,284 | 1,219,478 | 1.04 | 10.30 | 4.40 |
| 2017-03-31 | 1,582,149 | 1,288,705 | 1,219,302 | 1.28 | 12.10 | 4.43 |
| 2017-06-30 | 1,572,545 | 1,325,488 | 1,210,051 | 1.22 | 11.31 | 4.41 |
| 2017-09-30 | 1,585,465 | 1,335,749 | 1,219,586 | 1.16 | 10.64 | 4.40 |
| 2017-12-31 | 2,225,903 | 1,882,475 | 1,648,861 | 0.99 | 8.94 | 4.35 |
| 2018-03-31 | 2,204,145 | 1,852,267 | 1,628,312 | 1.36 | 11.31 | 4.50 |
| 2018-06-30 | 2,157,086 | 1,802,074 | 1,620,417 | 1.40 | 11.39 | 4.63 |
| 2018-09-30 | 2,137,308 | 1,784,053 | 1,620,746 | 1.45 | 11.54 | 4.71 |
| 2018-12-31 | 2,150,164 | 1,782,596 | 1,635,492 | 1.46 | 11.45 | 4.70 |
| 2019-03-31 | 2,198,885 | 1,831,425 | 1,634,384 | 1.46 | 10.78 | 4.43 |
| 2019-06-30 | 2,216,350 | 1,839,131 | 1,680,210 | 1.33 | 9.79 | 4.43 |
| 2019-09-30 | 2,213,737 | 1,840,718 | 1,696,753 | 1.30 | 9.56 | 4.38 |
| 2019-12-31 | 2,195,856 | 1,830,354 | 1,703,483 | 1.28 | 9.35 | 4.36 |
| 2020-03-31 | 2,243,717 | 1,863,965 | 1,720,405 | 0.35 | 2.56 | 4.25 |
| 2020-06-30 | 2,631,874 | 2,276,847 | 1,945,461 | 0.38 | 2.98 | 4.09 |
| 2020-09-30 | 2,574,045 | 2,212,806 | 1,943,340 | 0.74 | 5.87 | 4.07 |
| 2020-12-31 | 2,586,485 | 2,218,712 | 1,956,550 | 1.02 | 8.19 | 4.13 |
| 2021-03-31 | 2,702,140 | 2,334,830 | 1,955,179 | 1.81 | 15.16 | 4.14 |
| 2021-06-30 | 2,759,132 | 2,374,479 | 1,895,553 | 1.74 | 14.60 | 3.99 |
| 2021-09-30 | 2,757,590 | 2,372,213 | 1,854,503 | 1.90 | 15.84 | 4.10 |
| 2021-12-31 | 2,932,077 | 2,539,926 | 1,820,108 | 1.77 | 14.87 | 3.98 |
| 2022-03-31 | 3,325,642 | 2,950,040 | 2,135,425 | 0.57 | 5.32 | 3.24 |
| 2022-06-30 | 3,355,427 | 2,937,671 | 2,200,079 | 0.81 | 7.58 | 3.56 |
| 2022-09-30 | 3,160,733 | 2,750,816 | 2,276,097 | 1.01 | 9.30 | 3.88 |
| 2022-12-31 | 3,221,051 | 2,641,329 | 2,401,549 | 1.11 | 10.16 | 4.07 |
| 2023-03-31 | 3,259,467 | 2,563,918 | 2,436,747 | 1.49 | 12.73 | 4.39 |
| 2023-06-30 | 3,282,399 | 2,556,559 | 2,480,658 | 1.39 | 11.82 | 4.29 |
| 2023-09-30 | 3,309,792 | 2,610,037 | 2,538,438 | 1.35 | 11.53 | 4.20 |
| 2023-12-31 | 3,311,915 | 2,678,698 | 2,550,462 | 1.32 | 11.15 | 4.15 |
| 2024-03-31 | 3,349,192 | 2,728,038 | 2,590,875 | 1.19 | 9.67 | 3.90 |
| 2024-06-30 | 3,402,201 | 2,727,613 | 2,629,134 | 1.12 | 9.09 | 3.90 |
| 2024-09-30 | 3,433,065 | 2,785,155 | 2,636,250 | 1.15 | 9.21 | 3.93 |
| 2024-12-31 | 3,434,439 | 2,787,962 | 2,686,101 | 1.16 | 9.32 | 3.98 |
| 2025-03-31 | 3,475,895 | 2,834,729 | 2,715,854 | 1.35 | 10.63 | 4.12 |
| 2025-06-30 | 3,481,524 | 2,913,723 | 2,732,411 | 1.37 | 10.73 | 4.21 |
| 2025-09-30 | 3,483,856 | 2,980,182 | 2,675,000 | 1.42 | 10.96 | 4.26 |
| 2025-12-31 | 3,481,948 | 2,980,611 | 2,712,439 | 1.41 | 10.82 | 4.28 |
| 2026-03-31 | 3,543,498 | 3,032,983 | 2,696,024 | 1.38 | 10.12 | 4.36 |
| 2026-06-30 | 3,602,958 | 3,078,790 | 2,746,462 | 1.38 | 10.17 | 4.41 |
44 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-03-26 | 1 | 3640359 | 929978 |
| 2017-12-07 | 1 | 841539 | 929978 |
| 2015-09-16 | 1 | 108474 | 929978 |
| 2014-02-15 | 1 | 539939 | 929978 |
| 2011-07-16 | 1 | 1004573 | 929978 |
| 2010-03-13 | 50 | 574471 | 929978 |
| 2006-06-30 | 1 | 282776 | 929978 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.