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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,041,844 | 930,159 | 843,228 | 0.94 | 9.51 | 3.76 |
| 2020-09-30 | 1,060,057 | 943,802 | 841,934 | 1.25 | 12.85 | 3.69 |
| 2020-12-31 | 1,119,003 | 997,200 | 811,176 | 1.36 | 14.21 | 3.67 |
| 2021-03-31 | 1,152,758 | 1,031,719 | 812,698 | 1.92 | 21.03 | 3.40 |
| 2021-06-30 | 1,168,179 | 1,043,991 | 823,703 | 1.39 | 15.23 | 3.34 |
| 2021-09-30 | 1,200,283 | 1,075,823 | 822,574 | 1.22 | 13.43 | 3.35 |
| 2021-12-31 | 1,230,747 | 1,100,540 | 832,185 | 1.29 | 14.26 | 3.32 |
| 2022-03-31 | 1,231,550 | 1,114,713 | 867,990 | 0.87 | 9.91 | 3.15 |
| 2022-06-30 | 1,211,472 | 1,106,385 | 869,898 | 0.80 | 9.40 | 3.28 |
| 2022-09-30 | 1,229,807 | 1,123,108 | 894,764 | 1.12 | 13.39 | 3.40 |
| 2022-12-31 | 1,251,474 | 1,137,284 | 923,698 | 1.18 | 14.31 | 3.45 |
| 2023-03-31 | 1,216,998 | 1,068,042 | 919,997 | 0.77 | 9.86 | 3.49 |
| 2023-06-30 | 1,252,036 | 1,082,264 | 959,002 | 0.69 | 8.89 | 3.35 |
| 2023-09-30 | 1,488,786 | 1,321,655 | 1,179,756 | 0.74 | 8.13 | 3.47 |
| 2023-12-31 | 1,504,309 | 1,330,497 | 1,194,563 | 0.78 | 8.53 | 3.48 |
| 2024-03-31 | 1,496,228 | 1,298,339 | 1,203,240 | 0.55 | 5.69 | 3.39 |
| 2024-06-30 | 1,534,018 | 1,333,490 | 1,224,482 | 0.71 | 7.43 | 3.49 |
| 2024-09-30 | 1,595,798 | 1,382,883 | 1,243,797 | 0.86 | 8.98 | 3.55 |
| 2024-12-31 | 1,578,788 | 1,368,662 | 1,232,705 | 0.89 | 9.27 | 3.61 |
| 2025-03-31 | 1,537,481 | 1,359,162 | 1,232,571 | 0.06 | 0.62 | 3.87 |
| 2025-06-30 | 1,532,197 | 1,347,809 | 1,277,731 | 1.04 | 10.37 | 3.97 |
| 2025-09-30 | 1,572,219 | 1,382,756 | 1,301,719 | 1.11 | 11.05 | 4.03 |
| 2025-12-31 | 1,586,359 | 1,392,108 | 1,330,549 | 1.17 | 11.47 | 4.10 |
| 2026-03-31 | 1,675,596 | 1,443,770 | 1,349,473 | 1.34 | 13.06 | 4.14 |
| 2026-06-30 | 1,653,274 | 1,420,026 | 1,355,642 | 1.42 | 13.80 | 4.22 |
19 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-09-16 | 1 | 1478231 | 528849 |
| 2019-10-12 | 1 | 489641 | 528849 |
| 1990-08-31 | 1 | 117140 | 528849 |
| 1985-11-04 | 1 | 715649 | 528849 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.