Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

HSBC BANK USA NATIONAL ASSN

FDIC #57890 · VA · period 20260630

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Total assets198,797,598-0.80% YoY

Total deposits144,846,147-3.72% YoY

Net loans and leases79,380,876+16.11% YoY

Return on assets0.22%-49.49% YoY

Return on equity1.79%-51.88% YoY

Net interest margin1.55%+11.12% YoY

Peer position

Return on assets17thopportunity · n=35

Return on equity33rdin line · n=33

Net interest margin9thopportunity · n=35

Equity to assets33rdin line · n=33

Noncurrent loans18thopportunity · n=33

Liquid assets88thstrength · n=33

Brokered deposits9thopportunity · n=33

Loans to deposits100thstrength · n=33

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	198,797,598	144,846,147	79,380,876	0.22	1.79	1.55
2016-06-30	206,205,993	151,020,004	75,775,583	0.12	0.95	1.49
2016-09-30	203,705,497	148,979,128	73,698,223	0.15	1.23	1.45
2016-12-31	197,206,045	146,538,091	71,231,230	0.08	0.68	1.43
2017-03-31	200,405,288	150,448,721	68,367,881	0.44	3.72	1.39
2017-06-30	191,932,388	137,711,320	66,579,969	0.38	3.10	1.41
2017-09-30	195,906,958	142,115,409	65,378,249	0.34	2.80	1.39
2017-12-31	180,371,724	133,146,894	65,786,069	-0.12	-0.98	1.39
2018-03-31	179,972,365	134,400,531	65,289,699	-0.44	-3.44	1.45
2018-06-30	178,623,995	130,593,731	64,100,148	0.13	1.05	1.46
2018-09-30	172,380,093	127,371,326	65,085,240	0.25	1.95	1.48
2018-12-31	169,812,442	126,341,929	66,651,806	0.29	2.22	1.51
2019-03-31	177,494,419	129,495,471	68,224,412	0.34	2.61	1.54
2019-06-30	180,699,049	132,022,481	68,909,761	0.38	2.99	1.52
2019-09-30	182,095,960	135,143,474	68,684,047	0.10	0.81	1.45
2019-12-31	172,887,701	133,563,311	65,829,081	0.19	1.54	1.44
2020-03-31	201,885,682	146,297,949	77,974,794	-2.59	-22.42	1.28
2020-06-30	211,045,383	168,799,996	69,940,421	-1.19	-10.76	1.28
2020-09-30	202,542,973	164,173,501	67,429,589	-0.65	-5.86	1.27
2020-12-31	197,980,343	159,642,896	63,312,181	-0.39	-3.57	1.29
2021-03-31	194,911,590	161,766,289	61,365,051	0.74	6.70	1.21
2021-06-30	194,764,172	162,113,152	58,050,995	0.60	5.40	1.21
2021-09-30	199,612,806	166,017,374	58,661,493	0.51	4.64	1.19
2021-12-31	187,956,756	156,006,270	58,512,624	0.42	3.79	1.19
2022-03-31	174,720,421	141,900,143	57,049,157	0.51	4.57	1.19
2022-06-30	168,924,907	139,275,125	59,688,835	0.44	3.93	1.30
2022-09-30	166,764,938	136,452,483	59,457,600	0.48	4.31	1.40
2022-12-31	162,436,537	136,884,172	56,994,916	0.48	4.43	1.46
2023-03-31	164,491,861	137,933,667	57,614,679	0.81	8.17	1.67
2023-06-30	165,204,668	138,205,341	56,504,047	0.72	7.43	1.57
2023-09-30	161,303,825	133,948,108	54,672,715	0.73	7.53	1.49
2023-12-31	165,171,605	135,441,104	55,713,160	0.52	5.35	1.48
2024-03-31	163,070,236	136,582,346	55,706,105	0.81	8.55	1.44
2024-06-30	159,047,710	131,936,365	56,602,556	0.76	7.88	1.45
2024-09-30	163,225,565	136,145,143	57,672,807	0.69	7.13	1.47
2024-12-31	164,819,624	137,635,432	56,625,039	0.80	8.32	1.50
2025-03-31	166,236,581	139,393,219	57,079,939	0.71	7.41	1.64
2025-06-30	169,752,417	140,806,601	57,385,830	0.79	8.17	1.64
2025-09-30	162,239,855	135,104,784	56,900,025	0.91	9.30	1.67
2025-12-31	165,262,283	137,520,133	53,954,351	0.92	9.39	1.68
2026-03-31	167,705,510	135,520,708	55,167,094	0.89	9.06	1.67
2026-06-30	173,101,278	141,192,598	54,989,058	0.98	10.02	1.64

Structure and branch footprint

41 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2008-12-20	1	3451957	413208
2005-03-01	1	1412637	413208
2005-03-01	1	3262630	413208
2004-07-01	1	2696528	413208
2000-10-28	1	172569	413208
1999-12-31	1	31415	413208
1999-02-27	1	1404968	413208
1997-03-01	1	499079	413208
1995-10-01	1	597078	413208
1990-03-31	1	435817	413208
1986-09-29	1	664073	413208
1976-01-01	1	886213	413208
1976-01-01	1	109314	413208
1976-01-01	1	701914	413208
1976-01-01	1	736701	413208
1976-01-01	1	750211	413208
1976-01-01	1	863401	413208
1976-01-01	1	189512	413208
1976-01-01	1	158013	413208
1976-01-01	1	449001	413208

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.