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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-03-31 | 1,002,026 | 901,756 | 719,174 | 0.90 | 9.22 | 3.59 |
| 2019-06-30 | 1,033,338 | 929,127 | 786,308 | 0.92 | 9.49 | 3.59 |
| 2019-09-30 | 1,185,272 | 1,077,351 | 816,598 | 0.99 | 10.60 | 3.48 |
| 2019-12-31 | 1,156,171 | 1,045,303 | 842,691 | 1.04 | 11.26 | 3.45 |
| 2020-03-31 | 1,183,325 | 1,072,005 | 892,437 | 0.84 | 9.39 | 3.33 |
| 2020-06-30 | 1,350,467 | 1,227,766 | 976,289 | 0.98 | 11.29 | 3.27 |
| 2020-09-30 | 1,432,228 | 1,305,433 | 965,797 | 0.99 | 11.69 | 3.15 |
| 2020-12-31 | 1,481,336 | 1,351,975 | 980,963 | 0.99 | 11.83 | 3.08 |
| 2021-03-31 | 1,529,733 | 1,397,863 | 965,191 | 1.20 | 15.03 | 2.70 |
| 2021-06-30 | 1,529,383 | 1,396,296 | 924,870 | 1.12 | 13.86 | 2.62 |
| 2021-09-30 | 1,629,399 | 1,492,404 | 903,553 | 1.07 | 13.30 | 2.59 |
| 2021-12-31 | 1,664,906 | 1,527,229 | 972,641 | 0.95 | 11.80 | 2.52 |
| 2022-03-31 | 1,691,333 | 1,550,377 | 986,644 | 0.58 | 7.44 | 2.35 |
| 2022-06-30 | 1,769,508 | 1,626,735 | 1,124,846 | 0.61 | 7.89 | 2.47 |
| 2022-09-30 | 1,712,729 | 1,551,835 | 1,267,312 | 0.75 | 9.45 | 2.71 |
| 2022-12-31 | 1,820,094 | 1,594,039 | 1,507,469 | 0.76 | 9.21 | 2.82 |
| 2023-03-31 | 1,975,271 | 1,783,270 | 1,601,524 | 0.87 | 9.52 | 2.75 |
| 2023-06-30 | 2,043,077 | 1,847,911 | 1,694,505 | 0.78 | 8.61 | 2.71 |
| 2023-09-30 | 2,108,903 | 1,908,397 | 1,741,299 | 0.81 | 9.04 | 2.68 |
| 2023-12-31 | 2,167,826 | 1,956,263 | 1,763,746 | 0.91 | 10.11 | 2.70 |
| 2024-03-31 | 2,154,963 | 1,940,863 | 1,792,896 | 0.70 | 7.67 | 2.70 |
| 2024-06-30 | 2,259,297 | 2,039,316 | 1,882,893 | 0.67 | 7.34 | 2.71 |
| 2024-09-30 | 2,326,040 | 2,098,639 | 1,922,395 | 0.72 | 7.90 | 2.74 |
| 2024-12-31 | 2,411,933 | 2,176,730 | 1,940,799 | 0.84 | 9.27 | 2.80 |
| 2025-03-31 | 2,392,708 | 2,151,616 | 1,960,432 | 1.12 | 12.23 | 2.97 |
| 2025-06-30 | 2,448,293 | 2,201,691 | 1,972,623 | 1.15 | 12.41 | 3.03 |
| 2025-09-30 | 2,489,338 | 2,237,338 | 1,936,506 | 1.22 | 13.16 | 3.07 |
| 2025-12-31 | 2,516,959 | 2,256,715 | 1,964,120 | 1.18 | 12.58 | 3.10 |
| 2026-03-31 | 2,542,843 | 2,281,891 | 1,944,457 | 1.18 | 12.30 | 3.23 |
| 2026-06-30 | 2,684,002 | 2,421,298 | 1,938,660 | 1.20 | 12.75 | 3.21 |
14 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-03-21 | 1 | 966245 | 925037 |
| 2004-10-30 | 1 | 996840 | 925037 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.