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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,092,261 | 941,674 | 803,082 | 1.36 | 13.27 | 4.11 |
| 2016-06-30 | 1,100,803 | 930,834 | 841,548 | 1.52 | 14.76 | 4.14 |
| 2016-09-30 | 1,133,442 | 982,590 | 854,994 | 1.56 | 15.26 | 4.13 |
| 2016-12-31 | 1,141,911 | 997,597 | 863,486 | 1.49 | 14.81 | 4.13 |
| 2017-03-31 | 1,145,335 | 1,012,099 | 883,635 | 1.30 | 13.49 | 4.05 |
| 2017-06-30 | 1,235,681 | 1,058,219 | 959,185 | 1.43 | 15.00 | 4.23 |
| 2017-09-30 | 1,240,887 | 1,052,605 | 961,414 | 1.51 | 15.93 | 4.25 |
| 2017-12-31 | 1,256,847 | 1,088,803 | 969,990 | 1.47 | 15.57 | 4.26 |
| 2018-03-31 | 1,288,071 | 1,129,012 | 980,854 | 1.46 | 15.72 | 4.05 |
| 2018-06-30 | 1,305,439 | 1,144,598 | 997,789 | 1.53 | 16.70 | 4.05 |
| 2018-09-30 | 1,323,874 | 1,172,613 | 998,232 | 1.53 | 16.86 | 4.04 |
| 2018-12-31 | 1,357,316 | 1,175,041 | 1,029,561 | 1.54 | 17.02 | 4.02 |
| 2019-03-31 | 1,380,500 | 1,215,847 | 1,016,405 | 1.39 | 15.40 | 3.97 |
| 2019-06-30 | 1,385,956 | 1,138,483 | 1,043,601 | 1.42 | 15.49 | 3.93 |
| 2019-09-30 | 1,379,134 | 1,136,164 | 1,041,730 | 1.52 | 16.36 | 3.98 |
| 2019-12-31 | 1,399,926 | 1,151,322 | 1,052,227 | 1.57 | 16.74 | 4.02 |
| 2020-03-31 | 1,461,302 | 1,177,813 | 1,071,873 | 1.40 | 14.84 | 3.97 |
| 2020-06-30 | 1,656,359 | 1,367,910 | 1,302,881 | 1.32 | 14.68 | 3.95 |
| 2020-09-30 | 1,695,958 | 1,382,603 | 1,333,695 | 1.51 | 17.08 | 3.97 |
| 2020-12-31 | 1,651,034 | 1,394,407 | 1,267,521 | 1.72 | 19.50 | 4.14 |
| 2021-03-31 | 1,746,253 | 1,495,954 | 1,292,826 | 2.09 | 24.31 | 4.00 |
| 2021-06-30 | 1,734,508 | 1,504,893 | 1,260,413 | 1.87 | 21.75 | 3.96 |
| 2021-09-30 | 1,736,456 | 1,502,098 | 1,265,879 | 1.95 | 22.60 | 4.01 |
| 2021-12-31 | 1,758,190 | 1,519,764 | 1,292,917 | 1.99 | 23.12 | 4.01 |
| 2022-03-31 | 1,767,143 | 1,539,195 | 1,253,103 | 1.94 | 23.26 | 3.94 |
| 2022-06-30 | 1,778,224 | 1,529,817 | 1,284,583 | 1.64 | 20.43 | 4.00 |
| 2022-09-30 | 1,824,869 | 1,623,237 | 1,330,889 | 1.53 | 19.86 | 4.06 |
| 2022-12-31 | 1,895,358 | 1,588,197 | 1,375,602 | 1.42 | 18.88 | 3.99 |
| 2023-03-31 | 1,878,777 | 1,651,052 | 1,378,466 | 0.49 | 7.19 | 3.35 |
| 2023-06-30 | 1,952,535 | 1,721,104 | 1,396,027 | 0.65 | 9.36 | 3.26 |
| 2023-09-30 | 1,901,010 | 1,681,446 | 1,398,885 | 0.70 | 10.27 | 3.30 |
| 2023-12-31 | 1,966,039 | 1,678,978 | 1,419,853 | 0.56 | 8.25 | 3.30 |
| 2024-03-31 | 1,955,457 | 1,696,006 | 1,417,180 | 0.73 | 10.50 | 3.25 |
| 2024-06-30 | 1,978,786 | 1,730,843 | 1,459,063 | 0.74 | 10.68 | 3.25 |
| 2024-09-30 | 2,002,182 | 1,741,318 | 1,475,469 | 0.64 | 9.22 | 3.32 |
| 2024-12-31 | 2,004,363 | 1,743,164 | 1,471,861 | 0.71 | 10.26 | 3.36 |
| 2025-03-31 | 1,993,556 | 1,793,974 | 1,471,007 | 0.76 | 10.94 | 3.57 |
| 2025-06-30 | 2,042,975 | 1,783,669 | 1,499,460 | 0.88 | 12.60 | 3.70 |
| 2025-09-30 | 2,004,972 | 1,742,528 | 1,473,168 | 0.93 | 13.15 | 3.80 |
| 2025-12-31 | 2,077,345 | 1,742,715 | 1,530,714 | 1.01 | 14.08 | 3.84 |
| 2026-03-31 | 2,058,919 | 1,775,232 | 1,517,119 | 1.00 | 13.20 | 3.91 |
| 2026-06-30 | 2,103,655 | 1,779,542 | 1,582,999 | 1.06 | 13.87 | 3.92 |
19 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-04-08 | 1 | 3382967 | 163549 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.