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Regulatory profile
Havre, MT · FDIC certificate #20989 · RSSD 606653
INDEPENDENCE BANK is an FDIC-insured institution based in Havre, MT (FDIC certificate #20989). In its Q2 2026 Call Report it reported total assets of $1.4B, total deposits of $1.2B and net loans of $1.1B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for INDEPENDENCE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 15.16% |
|---|---|
| Equity to assets | 12.14% |
| Noncurrent loans ratio | 0.46% |
| Nonaccrual loans ratio | 0.45% |
| Loan to deposit ratio | 92.39% |
| Liquid assets ratio | 17.40% |
| Brokered deposit ratio | 10.46% |
| Total deposits | $1.2B |
| Net loans and leases | $1.1B |