Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

INDUSTRIAL&COMMERCIAL BK CHI

FDIC #24387 · NY · period 20260630

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Total assets1,908,483-7.98% YoY

Total deposits1,559,621-9.04% YoY

Net loans and leases1,492,001-10.74% YoY

Return on assets0.13%-85.48% YoY

Return on equity0.77%-87.46% YoY

Net interest margin2.79%-10.99% YoY

Peer position

Return on assets13thopportunity · n=902

Return on equity6thopportunity · n=894

Net interest margin23rdopportunity · n=902

Equity to assets97thstrength · n=894

Noncurrent loans2ndopportunity · n=887

Liquid assets0thopportunity · n=895

Brokered deposits9thopportunity · n=890

Loans to deposits2ndopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,908,483	1,559,621	1,492,001	0.13	0.77	2.79
2016-06-30	2,020,043	1,623,689	1,617,515	0.34	2.04	2.82
2016-09-30	2,136,735	1,789,038	1,681,484	0.35	2.17	2.85
2016-12-31	2,230,603	1,882,532	1,709,074	0.33	2.09	2.83
2017-03-31	2,074,088	1,714,646	1,671,447	0.92	6.14	3.13
2017-06-30	2,138,904	1,727,511	1,854,591	0.85	5.58	3.10
2017-09-30	2,258,819	1,902,021	1,913,649	0.78	5.19	3.12
2017-12-31	2,356,690	1,986,685	2,043,412	0.56	3.75	3.17
2018-03-31	2,446,433	2,078,571	2,013,230	1.13	8.06	3.56
2018-06-30	2,612,262	2,046,870	2,276,228	0.83	5.71	3.35
2018-09-30	2,622,696	2,101,334	2,264,675	0.85	5.72	3.38
2018-12-31	2,886,641	2,248,361	2,484,908	0.88	5.96	3.36
2019-03-31	2,969,134	2,346,010	2,541,835	0.90	6.27	3.11
2019-06-30	2,927,197	2,222,647	2,511,856	0.91	6.31	3.11
2019-09-30	2,821,957	2,162,781	2,426,930	0.87	5.92	3.11
2019-12-31	2,899,519	2,229,436	2,519,715	0.93	6.27	3.05
2020-03-31	2,853,371	2,089,890	2,499,701	-0.15	-0.99	2.78
2020-06-30	2,886,277	2,031,814	2,534,204	0.14	0.93	2.68
2020-09-30	2,986,808	2,114,902	2,610,148	0.16	1.06	2.71
2020-12-31	2,900,250	2,222,147	2,602,106	-1.75	-11.73	2.72
2021-03-31	2,913,483	2,310,614	2,632,955	0.58	4.29	2.73
2021-06-30	2,999,719	2,332,047	2,620,638	0.54	4.01	2.69
2021-09-30	3,053,536	2,333,971	2,715,204	0.53	3.95	2.71
2021-12-31	2,991,239	2,326,058	2,601,037	0.49	3.63	2.75
2022-03-31	2,998,169	2,380,490	2,553,004	0.51	3.74	2.66
2022-06-30	2,781,046	2,240,282	2,501,198	0.63	4.48	2.88
2022-09-30	2,954,042	2,216,321	2,634,256	0.66	4.67	3.07
2022-12-31	2,894,890	2,146,619	2,599,575	0.81	5.69	3.34
2023-03-31	2,905,600	2,065,008	2,638,764	1.19	7.92	3.87
2023-06-30	2,958,194	2,133,685	2,753,463	1.20	7.98	3.85
2023-09-30	3,031,212	2,190,197	2,778,760	0.92	6.16	3.78
2023-12-31	2,962,268	2,068,158	2,734,096	0.82	5.48	3.67
2024-03-31	2,854,259	2,107,675	2,676,748	0.75	4.81	3.16
2024-06-30	2,923,066	2,048,917	2,740,979	0.82	5.19	3.28
2024-09-30	2,914,373	2,199,088	2,723,653	0.74	4.69	3.21
2024-12-31	2,882,231	2,246,144	2,693,600	0.71	4.43	3.14
2025-03-31	2,776,883	2,091,418	2,629,690	0.49	2.91	2.93
2025-06-30	2,880,596	2,261,667	2,709,922	0.50	2.97	2.93
2025-09-30	2,942,762	2,197,364	2,759,279	0.48	2.90	2.98
2025-12-31	2,902,760	2,211,889	2,719,686	0.52	3.11	2.99
2026-03-31	2,864,973	2,273,913	2,695,784	0.52	3.04	3.03
2026-06-30	2,859,720	2,207,867	2,692,711	0.67	3.88	3.22

Structure and branch footprint

14 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2006-05-20	1	255462	1015560

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.