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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,792,581 | 1,628,189 | 771,553 | 0.69 | 10.61 | 2.12 |
| 2016-06-30 | 1,707,429 | 1,549,307 | 750,068 | 0.66 | 9.83 | 2.15 |
| 2016-09-30 | 1,728,315 | 1,575,635 | 778,927 | 0.69 | 10.13 | 2.18 |
| 2016-12-31 | 1,835,973 | 1,619,862 | 801,080 | 0.72 | 10.56 | 2.21 |
| 2017-03-31 | 1,682,483 | 1,521,617 | 834,085 | 0.86 | 11.91 | 2.44 |
| 2017-06-30 | 1,719,023 | 1,549,487 | 838,214 | 0.89 | 12.16 | 2.53 |
| 2017-09-30 | 1,719,784 | 1,537,514 | 848,483 | 0.93 | 12.49 | 2.62 |
| 2017-12-31 | 1,849,106 | 1,620,036 | 816,934 | 0.89 | 11.87 | 2.61 |
| 2018-03-31 | 1,887,898 | 1,644,059 | 837,880 | 1.50 | 20.14 | 2.62 |
| 2018-06-30 | 1,957,400 | 1,703,765 | 857,761 | 1.41 | 18.89 | 2.74 |
| 2018-09-30 | 1,956,487 | 1,684,825 | 858,356 | 1.40 | 18.61 | 2.81 |
| 2018-12-31 | 2,017,202 | 1,729,389 | 855,143 | 1.36 | 17.88 | 2.83 |
| 2019-03-31 | 1,976,681 | 1,690,128 | 844,234 | 1.31 | 16.52 | 2.81 |
| 2019-06-30 | 2,009,937 | 1,716,263 | 848,850 | 1.33 | 16.66 | 2.84 |
| 2019-09-30 | 2,051,738 | 1,760,221 | 852,600 | 1.27 | 15.74 | 2.75 |
| 2019-12-31 | 2,119,692 | 1,798,830 | 852,481 | 1.20 | 14.81 | 2.62 |
| 2020-03-31 | 2,079,943 | 1,772,401 | 873,715 | 0.87 | 10.61 | 2.22 |
| 2020-06-30 | 2,081,449 | 1,780,249 | 911,883 | 0.72 | 8.73 | 1.97 |
| 2020-09-30 | 2,093,736 | 1,789,433 | 941,131 | 0.69 | 8.29 | 1.92 |
| 2020-12-31 | 2,189,801 | 1,873,415 | 957,988 | 0.69 | 8.26 | 1.88 |
| 2021-03-31 | 2,241,753 | 1,932,676 | 985,464 | 0.63 | 7.67 | 1.68 |
| 2021-06-30 | 2,294,912 | 1,989,967 | 971,424 | 0.55 | 6.69 | 1.64 |
| 2021-09-30 | 2,297,961 | 1,988,812 | 1,006,301 | 0.53 | 6.50 | 1.64 |
| 2021-12-31 | 2,395,534 | 2,084,245 | 1,019,967 | 0.54 | 6.72 | 1.65 |
| 2022-03-31 | 2,455,212 | 2,142,760 | 1,071,340 | 0.52 | 6.69 | 1.64 |
| 2022-06-30 | 2,643,431 | 2,234,307 | 1,117,045 | 0.65 | 8.57 | 1.83 |
| 2022-09-30 | 2,476,879 | 2,184,306 | 1,147,750 | 0.85 | 11.08 | 2.14 |
| 2022-12-31 | 2,485,002 | 2,163,909 | 1,164,285 | 1.00 | 12.95 | 2.37 |
| 2023-03-31 | 2,344,681 | 2,040,485 | 1,210,514 | 1.44 | 17.13 | 3.18 |
| 2023-06-30 | 2,212,915 | 1,920,186 | 1,252,113 | 1.44 | 16.43 | 3.21 |
| 2023-09-30 | 2,198,091 | 1,905,402 | 1,259,814 | 1.40 | 15.43 | 3.19 |
| 2023-12-31 | 2,284,865 | 1,934,770 | 1,256,626 | 1.38 | 14.89 | 3.13 |
| 2024-03-31 | 2,240,280 | 1,952,585 | 1,242,366 | 1.10 | 11.02 | 2.85 |
| 2024-06-30 | 2,305,674 | 2,008,706 | 1,289,045 | 1.09 | 10.90 | 2.86 |
| 2024-09-30 | 2,376,727 | 2,069,453 | 1,363,179 | 1.08 | 10.76 | 2.86 |
| 2024-12-31 | 2,464,704 | 2,092,279 | 1,380,401 | 1.15 | 11.51 | 2.80 |
| 2025-03-31 | 2,394,408 | 2,074,916 | 1,441,205 | 0.93 | 9.27 | 2.86 |
| 2025-06-30 | 2,443,728 | 2,126,544 | 1,462,110 | 1.05 | 10.37 | 2.95 |
| 2025-09-30 | 2,504,979 | 2,177,441 | 1,465,303 | 1.11 | 10.90 | 3.00 |
| 2025-12-31 | 2,631,077 | 2,298,705 | 1,522,757 | 1.12 | 11.09 | 3.00 |
| 2026-03-31 | 2,661,080 | 2,321,811 | 1,584,300 | 1.17 | 11.69 | 3.03 |
| 2026-06-30 | 2,677,078 | 2,338,666 | 1,627,755 | 1.24 | 12.32 | 3.14 |
2 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-05-01 | 1 | 2870869 | 538802 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.