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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,849,518 | 2,425,838 | 2,425,176 | 2.37 | 16.53 | 4.58 |
| 2016-06-30 | 2,827,792 | 2,405,416 | 2,460,692 | 2.31 | 15.96 | 4.53 |
| 2016-09-30 | 2,889,348 | 2,459,910 | 2,566,843 | 2.37 | 16.37 | 4.57 |
| 2016-12-31 | 2,965,499 | 2,457,040 | 2,647,817 | 2.44 | 16.88 | 4.72 |
| 2017-03-31 | 3,151,740 | 2,602,328 | 2,856,402 | 2.50 | 17.60 | 4.44 |
| 2017-06-30 | 3,207,706 | 2,722,465 | 2,936,659 | 2.50 | 17.68 | 4.56 |
| 2017-09-30 | 3,431,282 | 2,703,692 | 2,948,188 | 2.45 | 17.61 | 4.52 |
| 2017-12-31 | 3,493,190 | 2,998,363 | 3,010,751 | 2.37 | 17.16 | 4.49 |
| 2018-03-31 | 3,538,578 | 3,042,629 | 2,987,483 | 2.59 | 18.96 | 4.27 |
| 2018-06-30 | 3,580,219 | 3,081,687 | 2,973,948 | 2.62 | 19.12 | 4.30 |
| 2018-09-30 | 3,613,090 | 3,117,522 | 3,015,902 | 2.64 | 19.38 | 4.34 |
| 2018-12-31 | 3,561,569 | 3,067,675 | 2,938,238 | 2.64 | 19.34 | 4.37 |
| 2019-03-31 | 3,555,003 | 3,073,034 | 2,956,616 | -0.21 | -1.59 | 4.35 |
| 2019-06-30 | 3,552,091 | 3,093,531 | 2,924,754 | 1.06 | 8.10 | 4.39 |
| 2019-09-30 | 3,604,890 | 3,147,374 | 2,882,861 | 1.57 | 12.09 | 4.39 |
| 2019-12-31 | 3,461,210 | 3,028,835 | 2,912,936 | 1.54 | 12.02 | 4.34 |
| 2020-03-31 | 3,358,932 | 2,910,625 | 2,855,578 | 1.97 | 15.43 | 4.10 |
| 2020-06-30 | 3,684,778 | 3,223,330 | 3,022,718 | 1.64 | 12.96 | 3.89 |
| 2020-09-30 | 3,556,168 | 3,091,019 | 2,986,401 | 1.75 | 13.74 | 3.87 |
| 2020-12-31 | 3,519,638 | 3,040,224 | 2,886,463 | 1.90 | 14.74 | 3.94 |
| 2021-03-31 | 3,661,624 | 3,162,581 | 2,917,304 | 2.20 | 16.30 | 3.92 |
| 2021-06-30 | 3,656,443 | 3,144,105 | 2,806,645 | 2.25 | 16.49 | 3.97 |
| 2021-09-30 | 3,777,297 | 3,246,607 | 2,775,678 | 2.24 | 16.35 | 3.96 |
| 2021-12-31 | 4,139,800 | 3,680,610 | 3,046,271 | 2.10 | 16.07 | 3.80 |
| 2022-03-31 | 3,972,230 | 3,494,216 | 3,137,454 | 1.88 | 16.43 | 3.55 |
| 2022-06-30 | 3,905,621 | 3,411,136 | 3,176,235 | 2.05 | 17.35 | 3.73 |
| 2022-09-30 | 4,025,432 | 3,508,002 | 3,352,224 | 2.30 | 19.17 | 4.12 |
| 2022-12-31 | 4,075,196 | 3,588,084 | 3,549,586 | 2.73 | 22.83 | 4.58 |
| 2023-03-31 | 4,193,164 | 3,664,993 | 3,564,436 | 4.14 | 34.46 | 6.08 |
| 2023-06-30 | 4,266,024 | 3,699,108 | 3,648,734 | 4.30 | 34.89 | 6.13 |
| 2023-09-30 | 4,322,425 | 3,718,504 | 3,659,629 | 4.28 | 33.90 | 6.19 |
| 2023-12-31 | 4,550,713 | 3,986,806 | 3,735,631 | 4.21 | 33.76 | 6.16 |
| 2024-03-31 | 4,601,694 | 4,008,643 | 3,829,930 | 4.23 | 34.72 | 5.99 |
| 2024-06-30 | 4,532,655 | 3,914,391 | 3,868,375 | 4.12 | 32.91 | 5.98 |
| 2024-09-30 | 4,540,199 | 3,901,257 | 3,792,734 | 3.85 | 30.11 | 5.97 |
| 2024-12-31 | 4,526,022 | 3,958,366 | 3,868,358 | 3.82 | 30.26 | 5.91 |
| 2025-03-31 | 4,676,183 | 4,085,958 | 4,121,941 | 3.67 | 30.19 | 5.46 |
| 2025-06-30 | 5,007,089 | 4,335,751 | 4,359,746 | 3.71 | 30.70 | 5.41 |
| 2025-09-30 | 5,193,619 | 4,547,035 | 4,548,306 | 3.66 | 30.39 | 5.37 |
| 2025-12-31 | 5,450,745 | 4,815,859 | 4,688,981 | 3.60 | 30.31 | 5.29 |
| 2026-03-31 | 5,478,222 | 4,821,775 | 4,820,905 | 3.12 | 27.24 | 4.72 |
| 2026-06-30 | 5,329,352 | 4,561,747 | 4,708,611 | 3.22 | 27.32 | 4.85 |
47 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-09-12 | 1 | 476968 | 1187001 |
| 2015-05-09 | 1 | 202251 | 1187001 |
| 2015-03-07 | 1 | 947150 | 1187001 |
| 2015-02-07 | 1 | 2948450 | 1187001 |
| 2014-03-01 | 1 | 2955458 | 1187001 |
| 2013-01-25 | 1 | 349165 | 1187001 |
| 2011-06-14 | 1 | 2606460 | 1187001 |
| 2010-12-31 | 1 | 240468 | 1187001 |
| 2010-12-31 | 1 | 717867 | 1187001 |
| 2010-12-31 | 1 | 433354 | 1187001 |
| 2010-12-31 | 1 | 248950 | 1187001 |
| 2010-12-31 | 1 | 225250 | 1187001 |
| 2010-12-31 | 1 | 1998775 | 1187001 |
| 2010-12-31 | 1 | 2604514 | 1187001 |
| 2010-12-31 | 1 | 889456 | 1187001 |
| 2007-11-29 | 1 | 3338656 | 1187001 |
| 1992-11-30 | 1 | 854575 | 1187001 |
| 1988-04-01 | 50 | 687456 | 1187001 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.