Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-06-30 | 1,007,051 | 817,178 | 538,253 | 2.05 | 11.81 | 4.07 |
| 2018-12-31 | 1,016,530 | 813,968 | 526,245 | 2.25 | 13.06 | 4.27 |
| 2019-03-31 | 1,047,570 | 835,492 | 532,469 | 2.46 | 14.07 | 4.49 |
| 2019-06-30 | 1,066,256 | 839,136 | 582,047 | 2.28 | 12.91 | 4.44 |
| 2019-09-30 | 1,055,317 | 836,966 | 618,695 | 2.31 | 13.14 | 4.51 |
| 2019-12-31 | 1,074,874 | 848,800 | 627,869 | 2.25 | 12.79 | 4.45 |
| 2020-03-31 | 1,079,803 | 860,613 | 618,635 | 1.85 | 10.79 | 4.27 |
| 2020-06-30 | 1,251,748 | 1,028,111 | 687,920 | 1.81 | 11.15 | 4.10 |
| 2020-09-30 | 1,284,676 | 1,055,514 | 655,582 | 1.91 | 12.10 | 3.82 |
| 2020-12-31 | 1,329,522 | 1,093,797 | 687,939 | 1.90 | 12.23 | 3.67 |
| 2021-03-31 | 1,464,839 | 1,201,199 | 663,760 | 1.90 | 13.46 | 3.12 |
| 2021-06-30 | 1,497,587 | 1,251,319 | 651,345 | 1.85 | 13.16 | 3.06 |
| 2021-09-30 | 1,547,188 | 1,295,972 | 637,071 | 1.79 | 12.83 | 2.98 |
| 2021-12-31 | 3,780,081 | 3,421,888 | 1,148,574 | 1.37 | 11.76 | 2.25 |
| 2022-03-31 | 3,903,297 | 3,586,801 | 1,092,052 | 1.32 | 17.81 | 2.04 |
| 2022-06-30 | 3,983,348 | 3,674,899 | 1,108,339 | 1.36 | 20.06 | 2.21 |
| 2022-09-30 | 3,897,623 | 3,652,827 | 1,174,102 | 1.56 | 24.91 | 2.55 |
| 2022-12-31 | 3,892,731 | 3,610,827 | 1,202,866 | 1.85 | 30.58 | 2.90 |
| 2023-03-31 | 3,907,783 | 3,604,017 | 1,230,823 | 2.78 | 47.94 | 4.27 |
| 2023-06-30 | 3,891,578 | 3,579,263 | 1,253,397 | 2.78 | 46.17 | 4.28 |
| 2023-09-30 | 3,872,416 | 3,538,952 | 1,267,469 | 2.90 | 46.87 | 4.30 |
| 2023-12-31 | 3,917,989 | 3,512,901 | 1,273,513 | 2.93 | 43.82 | 4.26 |
| 2024-03-31 | 3,958,855 | 3,553,455 | 1,319,150 | 2.67 | 31.12 | 3.99 |
| 2024-06-30 | 4,010,399 | 3,586,021 | 1,310,253 | 2.61 | 30.03 | 4.01 |
| 2024-09-30 | 4,162,790 | 3,640,090 | 1,326,356 | 2.56 | 28.16 | 3.95 |
| 2024-12-31 | 4,111,484 | 3,621,442 | 1,397,845 | 2.54 | 27.22 | 3.81 |
| 2025-03-31 | 4,263,676 | 3,726,072 | 1,507,211 | 2.18 | 20.46 | 3.48 |
| 2025-06-30 | 4,328,117 | 3,763,140 | 1,507,063 | 2.16 | 19.66 | 3.55 |
| 2025-09-30 | 4,352,488 | 3,764,370 | 1,515,236 | 2.23 | 19.81 | 3.58 |
| 2025-12-31 | 4,387,332 | 3,778,750 | 1,497,416 | 2.18 | 18.95 | 3.54 |
| 2026-03-31 | 4,520,154 | 3,884,222 | 1,529,253 | 2.07 | 16.50 | 3.37 |
| 2026-06-30 | 4,561,812 | 3,919,084 | 1,536,093 | 1.73 | 13.76 | 3.37 |
41 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1993-10-01 | 1 | 231251 | 230759 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.