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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,639,947 | 3,420,219 | 2,685,522 | 1.14 | 14.08 | 2.96 |
| 2016-06-30 | 4,206,194 | 3,434,038 | 2,665,457 | 1.78 | 20.74 | 3.07 |
| 2016-09-30 | 4,803,000 | 3,503,085 | 2,683,599 | 1.63 | 19.04 | 2.93 |
| 2016-12-31 | 4,635,908 | 3,845,465 | 2,866,254 | 1.41 | 16.75 | 2.94 |
| 2017-03-31 | 4,866,291 | 3,589,693 | 2,870,980 | 1.26 | 16.11 | 2.92 |
| 2017-06-30 | 4,728,588 | 3,702,866 | 2,982,002 | 1.35 | 16.83 | 3.01 |
| 2017-09-30 | 4,968,080 | 3,716,018 | 2,999,833 | 1.36 | 16.98 | 3.02 |
| 2017-12-31 | 5,117,173 | 3,976,151 | 2,972,383 | 1.36 | 17.08 | 3.04 |
| 2018-03-31 | 5,149,618 | 3,817,369 | 3,070,977 | 1.36 | 17.80 | 3.08 |
| 2018-06-30 | 5,196,629 | 3,884,967 | 3,185,715 | 1.42 | 18.84 | 3.16 |
| 2018-09-30 | 5,068,806 | 3,926,223 | 3,153,958 | 1.66 | 22.10 | 3.25 |
| 2018-12-31 | 5,201,340 | 4,240,077 | 3,357,508 | 1.56 | 20.92 | 3.30 |
| 2019-03-31 | 5,168,975 | 4,184,046 | 3,372,347 | 1.82 | 24.25 | 3.49 |
| 2019-06-30 | 5,359,562 | 4,171,724 | 3,428,823 | 1.60 | 21.06 | 3.49 |
| 2019-09-30 | 5,142,276 | 4,283,184 | 3,402,218 | 1.46 | 18.97 | 3.54 |
| 2019-12-31 | 5,665,391 | 4,753,388 | 3,609,337 | 1.39 | 18.12 | 3.51 |
| 2020-03-31 | 5,875,915 | 5,108,471 | 3,664,885 | 1.04 | 13.95 | 3.33 |
| 2020-06-30 | 7,344,982 | 5,919,887 | 4,127,244 | 0.95 | 13.54 | 3.01 |
| 2020-09-30 | 7,326,089 | 5,932,297 | 4,105,557 | 0.87 | 12.69 | 2.87 |
| 2020-12-31 | 7,511,550 | 6,139,169 | 3,904,146 | 0.84 | 12.41 | 2.82 |
| 2021-03-31 | 6,949,916 | 6,138,982 | 3,950,132 | 0.79 | 11.78 | 2.64 |
| 2021-06-30 | 7,272,682 | 6,381,981 | 3,746,332 | 0.85 | 12.46 | 2.73 |
| 2021-09-30 | 7,537,415 | 6,686,311 | 3,506,846 | 0.90 | 13.00 | 2.71 |
| 2021-12-31 | 8,012,849 | 7,171,594 | 3,504,055 | 0.91 | 13.27 | 2.67 |
| 2022-03-31 | 7,666,412 | 6,918,683 | 3,530,166 | 1.05 | 17.10 | 2.60 |
| 2022-06-30 | 7,184,873 | 6,507,113 | 3,636,785 | 1.18 | 21.93 | 2.84 |
| 2022-09-30 | 7,273,642 | 6,095,289 | 3,791,891 | 1.24 | 24.90 | 3.00 |
| 2022-12-31 | 7,454,262 | 6,726,582 | 3,816,606 | 1.23 | 26.25 | 3.07 |
| 2023-03-31 | 7,145,327 | 6,253,175 | 3,852,256 | 1.11 | 28.08 | 3.18 |
| 2023-06-30 | 7,109,795 | 6,436,364 | 3,864,606 | 1.08 | 26.21 | 3.01 |
| 2023-09-30 | 7,012,051 | 6,468,027 | 3,899,562 | 0.93 | 23.34 | 2.85 |
| 2023-12-31 | 7,437,119 | 6,770,114 | 3,918,396 | 0.87 | 20.98 | 2.75 |
| 2024-03-31 | 7,135,959 | 6,525,518 | 3,980,986 | 0.73 | 15.05 | 2.50 |
| 2024-06-30 | 7,083,934 | 6,548,935 | 4,092,371 | 0.75 | 15.46 | 2.57 |
| 2024-09-30 | 7,275,021 | 6,647,811 | 4,054,051 | 0.75 | 14.63 | 2.60 |
| 2024-12-31 | 7,057,805 | 6,486,555 | 4,052,249 | 0.79 | 15.36 | 2.67 |
| 2025-03-31 | 7,088,851 | 6,478,568 | 4,163,542 | 0.96 | 16.97 | 2.96 |
| 2025-06-30 | 6,791,129 | 6,156,824 | 4,148,506 | 1.09 | 18.72 | 3.13 |
| 2025-09-30 | 6,804,229 | 6,053,077 | 4,095,476 | 1.13 | 18.82 | 3.18 |
| 2025-12-31 | 6,970,742 | 6,290,046 | 4,136,402 | 1.20 | 19.50 | 3.25 |
| 2026-03-31 | 6,783,388 | 6,043,120 | 4,237,423 | 1.31 | 19.13 | 3.48 |
| 2026-06-30 | 6,761,946 | 5,950,382 | 4,304,393 | 1.40 | 19.88 | 3.56 |
40 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-11-09 | 1 | 332055 | 557858 |
| 2018-12-01 | 7 | 3462654 | 557858 |
| 2014-01-01 | 1 | 2502478 | 557858 |
| 2007-03-17 | 1 | 604453 | 557858 |
| 2001-08-11 | 1 | 510554 | 557858 |
| 1996-05-31 | 1 | 1064308 | 557858 |
| 1995-12-02 | 1 | 336259 | 557858 |
| 1995-02-11 | 1 | 643256 | 557858 |
| 1995-02-11 | 1 | 611657 | 557858 |
| 1995-02-11 | 1 | 863250 | 557858 |
| 1995-02-11 | 1 | 1465053 | 557858 |
| 1993-07-09 | 1 | 83058 | 557858 |
| 1991-02-16 | 50 | 706973 | 557858 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.