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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,072,101 | 810,026 | 842,080 | 0.81 | 7.69 | 3.46 |
| 2016-06-30 | 1,125,145 | 867,887 | 857,096 | 0.79 | 7.60 | 3.40 |
| 2016-09-30 | 1,152,507 | 907,576 | 879,998 | 0.78 | 7.58 | 3.36 |
| 2016-12-31 | 1,157,881 | 908,682 | 886,374 | 0.76 | 7.41 | 3.34 |
| 2017-03-31 | 1,174,578 | 871,516 | 894,905 | 0.75 | 6.18 | 3.25 |
| 2017-06-30 | 1,223,917 | 897,403 | 925,640 | 0.75 | 5.95 | 3.32 |
| 2017-09-30 | 1,475,039 | 1,103,024 | 1,102,916 | 0.75 | 6.08 | 3.43 |
| 2017-12-31 | 1,620,934 | 1,226,937 | 1,250,888 | 0.72 | 5.88 | 3.50 |
| 2018-03-31 | 1,642,254 | 1,226,882 | 1,264,820 | 0.70 | 5.85 | 3.77 |
| 2018-06-30 | 1,695,311 | 1,231,743 | 1,291,860 | 0.85 | 7.21 | 3.78 |
| 2018-09-30 | 1,733,580 | 1,297,309 | 1,349,391 | 0.92 | 7.83 | 3.77 |
| 2018-12-31 | 1,784,210 | 1,362,324 | 1,391,371 | 0.92 | 7.89 | 3.75 |
| 2019-03-31 | 1,963,345 | 1,532,804 | 1,485,277 | 0.91 | 7.89 | 3.58 |
| 2019-06-30 | 1,999,934 | 1,552,265 | 1,533,384 | 1.01 | 8.75 | 3.64 |
| 2019-09-30 | 2,019,932 | 1,585,441 | 1,576,003 | 1.01 | 8.79 | 3.64 |
| 2019-12-31 | 2,146,196 | 1,743,071 | 1,681,275 | 0.94 | 8.05 | 3.64 |
| 2020-03-31 | 2,197,542 | 1,754,083 | 1,715,562 | 0.37 | 3.17 | 3.61 |
| 2020-06-30 | 2,356,635 | 1,912,170 | 1,797,314 | 0.61 | 5.33 | 3.61 |
| 2020-09-30 | 2,318,963 | 1,851,194 | 1,810,635 | 0.71 | 6.19 | 3.63 |
| 2020-12-31 | 2,318,091 | 1,906,265 | 1,839,955 | 0.73 | 6.34 | 3.66 |
| 2021-03-31 | 2,406,322 | 2,023,501 | 1,825,547 | 1.02 | 8.67 | 3.74 |
| 2021-06-30 | 2,671,087 | 2,266,387 | 1,927,376 | 1.00 | 8.75 | 3.73 |
| 2021-09-30 | 2,692,241 | 2,306,059 | 1,860,391 | 0.16 | 1.39 | 3.72 |
| 2021-12-31 | 2,510,088 | 2,122,887 | 1,851,773 | 0.42 | 3.72 | 3.75 |
| 2022-03-31 | 2,571,114 | 2,188,696 | 1,856,356 | 1.70 | 15.15 | 3.90 |
| 2022-06-30 | 2,587,818 | 2,066,044 | 1,894,441 | 1.67 | 15.35 | 3.91 |
| 2022-09-30 | 2,657,317 | 2,058,163 | 1,982,514 | 1.52 | 14.47 | 3.96 |
| 2022-12-31 | 2,751,455 | 2,088,497 | 2,080,403 | 1.50 | 14.52 | 3.91 |
| 2023-03-31 | 2,749,080 | 2,149,051 | 2,078,523 | 0.67 | 6.96 | 3.35 |
| 2023-06-30 | 2,750,733 | 2,181,624 | 2,054,819 | 0.87 | 9.01 | 3.21 |
| 2023-09-30 | 2,786,849 | 2,210,077 | 2,073,244 | 0.75 | 7.84 | 3.11 |
| 2023-12-31 | 2,812,776 | 2,256,547 | 2,180,079 | 0.72 | 7.43 | 3.09 |
| 2024-03-31 | 2,784,772 | 2,209,916 | 2,151,463 | 0.74 | 7.53 | 2.82 |
| 2024-06-30 | 2,783,525 | 2,211,490 | 2,138,139 | 0.70 | 7.16 | 2.82 |
| 2024-09-30 | 2,799,028 | 2,289,183 | 2,127,743 | 0.75 | 7.59 | 2.85 |
| 2024-12-31 | 2,719,172 | 2,346,821 | 2,098,363 | 0.81 | 8.25 | 2.87 |
| 2025-03-31 | 2,726,375 | 2,348,401 | 2,080,196 | 1.00 | 10.21 | 3.03 |
| 2025-06-30 | 2,744,093 | 2,356,530 | 2,079,735 | 0.86 | 8.69 | 3.12 |
| 2025-09-30 | 2,795,076 | 2,380,895 | 2,124,053 | 0.87 | 8.52 | 3.22 |
| 2025-12-31 | 2,827,227 | 2,359,674 | 2,149,624 | 0.89 | 8.59 | 3.27 |
| 2026-03-31 | 3,865,992 | 3,236,715 | 3,031,831 | 1.58 | 14.09 | 4.36 |
| 2026-06-30 | 3,851,603 | 3,215,541 | 3,023,636 | 1.32 | 11.66 | 4.20 |
38 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-01 | 1 | 375566 | 3449066 |
| 2021-04-01 | 1 | 2915126 | 3449066 |
| 2019-11-01 | 1 | 359838 | 3449066 |
| 2019-03-01 | 1 | 539667 | 3449066 |
| 2017-12-01 | 1 | 499538 | 3449066 |
| 2017-07-01 | 1 | 917032 | 3449066 |
| 2013-05-01 | 1 | 2875592 | 3449066 |
| 2013-05-01 | 1 | 3311640 | 3449066 |
| 2011-10-01 | 1 | 3798278 | 3449066 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.